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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Both Ben and his loan processor Christy are AMAZING! They worked really hard on my loan, fought for me, and got me the best deal out there. I’m not easy to work with, and I expect a little too much, but they were able to finish everything sooner...
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Both Ben and his loan processor Christy are AMAZING! They worked really hard on my loan, fought for me, and got me the best deal out there. I’m not easy to work with, and I expect a little too much, but they were able to finish everything sooner...
read more
Ben and his team at south texas lending was the best experience i have had with a mortgage company. Since I was selling my house in San Antonio to my sister, we did not want realtors involved. stx lending assisted us with drafting the contracts,...
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Ben's professionalism, expertise, and personalized approach truly made a difference in our home-buying journey. Ben was available to answer any questions and was extremely patient as my husband and I searched for our best option. We thoroughly...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
From the moment we started the mortgage application process, Ben made it seamless and stress-free. He was incredibly knowledgeable and patiently guided us through each step, ensuring we understood the details and implications of each decision....
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Our experience with Ben was GREAT because he was very knowledgeable, courteous, and amazingly responsive with all of our inquiries. He was on top of all our mortgage process making sure things moved forward in a timely manner. I would definitely...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Very professional and responsive, would definitely recommend Ben to others.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Ryan M
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Ryan M
Ben was very helpful throughout the whole process
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender