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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben was so great to work with! Truly the best experience purchasing a home we have ever had!
Reply from Owner
July 15th, 2024 09:29 PM
Thank you so much Staphania. We are blessed and honor to have been chosen by your family to work on your transaction!
Ben was so great to work with! Truly the best experience purchasing a home we have ever had!
Reply from Owner
July 15th, 2024 09:29 PM
Thank you so much Staphania. We are blessed and honor to have been chosen by your family to work on your transaction!
Ben was so great to work with, he answers any questions we had and stayed on top of any and all concerns! We have already referred Ben to several friends!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben and his team at AFN were such a blessing to us. We have purchased other homes in the past, but this was by far the best experience we have had. Ben was so quick to respond to any questions or concerns we had and took time to make sure we...
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My husband and I had a wonderful experience working with Ben Gheliuc. From beginning to end, he was informative, extremely thorough and attentive to our financial needs. He made sure we got the best deal possible. This is our second experience...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
My experience with Ben through the extreme process of buying are home were streamline from start to finish. We were in touch on a daily basis and were informed how the process was going. I know that my family and friends will get highly recommended...
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Ben offered amazing service. He is extremely knowledgeable, personable, & prompt. He is a great resource that I’ll continue to seek out for lending advice & counsel.
Reply from Owner
November 11th, 2024 06:00 PM
Thank you so much for your kind words! I’m glad to hear you found the service helpful and that my knowledge and responsiveness made a difference in your experience. It’s always a pleasure to provide guidance, and I’m honored to be your go-to...
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Bens attention to detail, punctuality, and knowledge is second to none. I wouldn’t work with anyone else. I highly recommend Ben for any kind of loan transactions.
Reply from Owner
July 15th, 2024 10:43 PM
Thank you Loreen. Appreciate you trusting us with another loan transaction!
Bens attention to detail, punctuality, and knowledge is second to none. I wouldn’t work with anyone else. I highly recommend Ben for any kind of loan transactions.
Reply from Owner
July 15th, 2024 10:43 PM
Thank you Loreen. Appreciate you trusting us with another loan transaction!
Bens attention to detail, punctuality, and knowledge is second to none. I wouldn’t work with anyone else. I highly recommend Ben for any kind of loan transactions.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender