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South Texas Lending - Ben Gheliuc - Branch Manager in San Antonio, TX
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South Texas Lending - Ben Gheliuc

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Branch Manager

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Portland State University
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Portland State University
Portland State University
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  • Encompass
    S
    Sofia F
    Vancouver, WA
    Posted on February 13th, 2024 08:42 PM
    If not for Ben working to help me with this mortgage - I would have lost the house. It’s been my dream to buy a house just like this and me it my dream house. I am on my way to building a home of my dreams. Dreams do come true - dream BIG!...
    read more
    Reply from Ben Gheliuc
    November 24th, 2025 09:59 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
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    Fabiola E P
    San Antonio, TX
    Posted on February 6th, 2024 02:25 PM
    Ben was very informative in the process of getting us to the closing stage of our house. I will recommend friends and family looking for a home to Ben Gheliuc base on our experience on achieving our goal, Thank you very much..
    Reply from Ben Gheliuc
    November 24th, 2025 09:59 PM
    It was great working with you. Thanks again for putting your trust in us.
  • Encompass
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    David W
    Belleville, IL
    Posted on December 3rd, 2023 05:27 PM
    Excellent communication
    Reply from Ben Gheliuc
    November 24th, 2025 09:59 PM
    I enjoyed working with you. Thanks for the great feedback.
  • Encompass
    S
    Shaun U
    Corpus Christi, TX
    Posted on November 30th, 2023 03:01 PM
    Super patient, knowledgeable, informative, and looked out for our best interest as borrowers.
    Reply from Ben Gheliuc
    November 24th, 2025 09:59 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
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    Emanuel G
    Boerne, TX
    Posted on November 23rd, 2023 08:18 PM
    Fast and smooth closing, thank you guys!
    Reply from Ben Gheliuc
    November 24th, 2025 09:59 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • google
    A
    A D
    Posted on November 22nd, 2023 02:45 AM
    I highly recommend working with Ben. He's always available to help even on weekends. He's very informative and quick to respond. He was also able to get us finance our almost half a million dollar house with good rates despite having poor credit...
    read more
    Reply from Owner
    November 11th, 2024 06:00 PM
    Thank you so much for your wonderful feedback! I’m thrilled that we could help you secure financing for your home with favorable rates. Being available and responsive is a priority for me, and I’m glad to hear it made a difference in your experience....
    read more
  • Encompass
    A
    Algernon D
    Boerne, TX
    Posted on November 22nd, 2023 02:31 AM
    Ben have been reponsive to all my calls, text and emails even on weekends.
    Reply from Ben Gheliuc
    November 24th, 2025 09:59 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • google
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    Emanuel G
    Posted on November 20th, 2023 01:28 AM
    Ben and his amazing team at AFN saved me and my family from almost being temporarily homeless and almost losing out on our dream house purchase! Luckily we had the best lender in San Antonio on our side and he was able to pull off a miracle...
    read more
    Reply from Owner
    April 29th, 2025 03:11 PM
    Emanuel, thank you so much for your incredible words! It was truly an honor to fight alongside you and make sure you and your family got into your dream home. I’m so glad we made it happen
  • Zillow
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    Dcgale7
    Boerne, TX
    Posted on November 19th, 2023 12:00 AM
    Ben and his amazing team at AFN saved me and my family from almost being temporarily homeless and almost losing out on our dream house purchase! Luckily we had the best lender in San Antonio on our side and he was able to pull off a miracle...
    read more
  • Zillow
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    Chris A
    Naples, FL
    Posted on November 1st, 2023 12:00 AM
    We started talking with Ben about a good solid year before we actually ended up buying a house, and through the WHOLE PROCESS he was always available, answered every question (and I had Tons) and was extremely helpful. Ben was such a blessing...
    read more
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    About
    Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
    Mortgage Lender
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Profit & Loss Only Mortgage
    Specialities
    non-QM
    Ground Up Construction
    Conventional
    Low Rate
    What is the Search Rank Score®?
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    Education
    • Portland State University
      Mechanical Engineering
      Bachelor of Engineering (BE)
      Sep 2008 -Aug 2012
      Portland State University logo
    Positions
    • Neighborhood Loans - Area Manager
      Oct 1st, 2025 - Current
    • American Financial Network, INC - Branch Manager
      May 12th, 2020 - Sep 30th, 2025
    Memberships
    • Five Star Professional - Rising Star
    • NAHREP
    • Top Mortgage Professionals - 2025
    • View All
    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1775990
    Gallery
    South Texas Lending - Ben Gheliuc - Gallery Photo
    Achievements
    • National Mortgage News Top Producers - 2025
    • 5 Star Award - top Producer
    Hobbies
    • Snowboarding
    • Trading
    • Basketball
    • View All
    Additional Information
    Payment Methods
    • Visa
    • PayPal
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender