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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
If not for Ben working to help me with this mortgage - I would have lost the house. It’s been my dream to buy a house just like this and me it my dream house. I am on my way to building a home of my dreams. Dreams do come true - dream BIG!...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Ben was very informative in the process of getting us to the closing stage of our house. I will recommend friends and family looking for a home to Ben Gheliuc base on our experience on achieving our goal, Thank you very much..
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Excellent communication
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Super patient, knowledgeable, informative, and looked out for our best interest as borrowers.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Fast and smooth closing, thank you guys!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I highly recommend working with Ben. He's always available to help even on weekends. He's very informative and quick to respond. He was also able to get us finance our almost half a million dollar house with good rates despite having poor credit...
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Reply from Owner
November 11th, 2024 06:00 PM
Thank you so much for your wonderful feedback! I’m thrilled that we could help you secure financing for your home with favorable rates. Being available and responsive is a priority for me, and I’m glad to hear it made a difference in your experience....
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Ben have been reponsive to all my calls, text and emails even on weekends.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Ben and his amazing team at AFN saved me and my family from almost being temporarily homeless and almost losing out on our dream house purchase! Luckily we had the best lender in San Antonio on our side and he was able to pull off a miracle...
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Reply from Owner
April 29th, 2025 03:11 PM
Emanuel, thank you so much for your incredible words! It was truly an honor to fight alongside you and make sure you and your family got into your dream home. I’m so glad we made it happen
Ben and his amazing team at AFN saved me and my family from almost being temporarily homeless and almost losing out on our dream house purchase! Luckily we had the best lender in San Antonio on our side and he was able to pull off a miracle...
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We started talking with Ben about a good solid year before we actually ended up buying a house, and through the WHOLE PROCESS he was always available, answered every question (and I had Tons) and was extremely helpful. Ben was such a blessing...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender