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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Solid people to work with. Ben and his team were really efficient and effective.
Reply from Owner
July 15th, 2024 09:29 PM
It was a pleasure to serve you and your wife Sheldon!
Ben and his team were awesome, super easy to work with. Everything was done super fast and effective. They explained everything in simple terms and took the time to ensure we understood everything.
Reply from Owner
July 15th, 2024 12:00 AM
Thank you so much Sheldon! You were super sharp and always on the ball with anything we needed. Hope you guys are settled into your place now!
Excelent job and he responded any time when I have question I like very much the way how he works regarding this lown
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Jessica S
Reply from Owner
July 15th, 2024 09:29 PM
Thank you Jess for the review!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Jessica S
Reply from Owner
July 15th, 2024 09:29 PM
Thank you Jess for the review!
I would say the communication made it great. They were always available when we had questions or more clarification.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Great work!
Reply from Owner
July 15th, 2024 09:29 PM
Thank you Ben for letting us serve you and your family on yet another transaction! We will continue to do our absolute best for you.
Great work!
Reply from Owner
July 15th, 2024 09:29 PM
Thank you Ben for letting us serve you and your family on yet another transaction! We will continue to do our absolute best for you.
Communication & I received what was best for me.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Ben and his team were a tremendous help! Very accessible and timely. They even were able to get us closed a day early!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender