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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Tyler U
Reply from Owner
July 15th, 2024 10:42 PM
Thanks Tyler! It was great working with you and Sofia on your first home purchase,
This is my first time buying a home and I did not have a realtor, Ben was able to guide me through many of my questions and what’s very accessible and easy to speak to. Can’t give a higher recommendation.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
If not for Ben working to help me with this mortgage - I would have lost the house. It’s been my dream to buy a house just like this and then make it my dream house. I am on my way to building a home of my dreams. Dreams do come true - dream...
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Reply from Owner
May 20th, 2024 12:00 AM
It was our pleasure to serve you and your family!
Experience.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Unbelievable easy process. Ben and his team are very knowledgeable, kind and respectful. Forever grateful for their help. Being self-employed bring its challenges but Ben knew exactly what to ask for.
Reply from Owner
May 20th, 2024 12:00 AM
Thank you for trusting us with your Purchase Camelia!
Ben and his team made the entire loan process from start to finish super easy fast and simple. I would highly recommend using Ben to anyone that wants a hasslefree mortgage process.
Reply from Owner
May 20th, 2024 12:00 AM
You both were incredibly easy to work with. I hope Tapatio Springs is treating you both well. Thank you for trusting our team during the mortgage process.
Everything felt easy.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Super easy experience I highly recommend dealing with Ben.
Reply from Ben Gheliuc
July 15th, 2024 09:14 PM
Pete, I hope you are enjoying that new golf cart and putting it to good use! Thank you so much for trusting me and my team with your purchase. Hope you settle in well at Tapatio!
Ben is the man!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was a pleasure working with you and Anne. Looking forward to seeing that pool go in!
Solid people to work with. Ben and his team were really efficient and effective.
Reply from Owner
July 15th, 2024 09:29 PM
It was a pleasure to serve you and your wife Sheldon!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender