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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from William B
Reply from Owner
July 15th, 2024 10:41 PM
Thanks Will for the Feedback!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from William B
Reply from Owner
July 15th, 2024 10:41 PM
Thanks Will for the Feedback!
I recently worked with Ben Gheliuc as my broker during the home-buying process, and I am incredibly grateful for his exceptional service. From start to finish, Ben displayed remarkable patience and dedication, making the entire loan process...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
He did everything he said he would & communication was great
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Ben and Christy, did a fantastic job!!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben and his team did a great job! Offered up options and pivoted when we changed the state we relocated too. Ben’s has multiple mortgage license for many states which benefit us.
Reply from Owner
July 15th, 2024 12:00 AM
It was truly a pleasure Richard! I hope you and the Mrs. Settle in to the new home quickly!
Benjamin helped us purchase our second home. He was very patient with us through the whole process. He was always a phone all away when we had any questions or concerns. He definitely made the whole process less stressful for us. I would recommend...
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Reply from Owner
July 15th, 2024 12:00 AM
Thank you Jessica for the kinda words. We will have to see you and Andrei when we come to visit Seattle!
Ben and his team made this whole process for buying my home so easy. They were so fast to always respond to any of my questions and they were so easy to talk to. They are super kind, efficient, understanding and caring. I would recommend them...
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Reply from Owner
July 15th, 2024 12:00 AM
Thank you so much Tiffany! You and Kimberly are the best kind of clients to work with! being so quick to respond makes things that much easier and it was such a big help to get it done as quick as we did. Hope ya'll are settling in and making...
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Ben was extremely helpful! He is super fast at responding to any questions I had. He was very resourceful and quick to get us our loan. Such an amazing experience!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Tyler U
Reply from Owner
July 15th, 2024 10:42 PM
Thanks Tyler! It was great working with you and Sofia on your first home purchase,
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender