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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Very satisfied with how Ben’s team helped me buy my house! They made the process easy and smooth, and in 20 days I was already in a new home, highly recommend them 👏
Reply from Owner
November 11th, 2024 05:58 PM
Thank you so much for sharing your experience! I’m thrilled that we could make your home-buying journey smooth and quick, getting you into your new home in just 20 days! It was a pleasure working with you, and I’m glad our team could meet your...
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Easy to work with, fast and accurate. Ben answered all of our questions and took care of every detail with our new home loan.
Reply from Owner
November 11th, 2024 06:03 PM
Thank you for the kind words! I’m so glad to hear that you found the process easy and efficient. It was a pleasure answering your questions and handling the details to make sure everything went smoothly with your new home loan. Congratulations...
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Easy to work with, fast and accurate. Ben answered all of our questions and took care of every detail with our new home loan.
Reply from Owner
November 11th, 2024 06:03 PM
Thank you for the kind words! I’m so glad to hear that you found the process easy and efficient. It was a pleasure answering your questions and handling the details to make sure everything went smoothly with your new home loan. Congratulations...
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Absolutely amazing experience BEN GHELIUC helped us through out the whole process, very professional ! Definitely will be using him with future homes!
Reply from Owner
November 11th, 2024 06:00 PM
Thank you so much for your amazing review! I’m delighted to hear that you had a positive experience and felt supported throughout the entire process. It was a pleasure working with you, and I’m honored to be your choice for future home purchases....
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Absolutely amazing experience BEN GHELIUC helped us through out the whole process, very professional ! Definitely will be using him with future homes!
Reply from Owner
November 11th, 2024 06:00 PM
Thank you so much for your amazing review! I’m delighted to hear that you had a positive experience and felt supported throughout the entire process. It was a pleasure working with you, and I’m honored to be your choice for future home purchases....
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Ben finds a way to help you get the mortgage one way or the other. Of course within legal limits. Mine was an unique situation - Ben took the time to understand it and let me explain it to him. It was never a situation where he acted like he...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Smooth process , great communication.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Ben and his team are very professional, knowledgeable, they did an excellent job helping me obtain the best loans terms possible as well as working thru the down payment assistance loan programs.
Reply from Owner
July 15th, 2024 10:41 PM
Thank you Felix! the closing costs on this one was way way lower than we expected it to be!
Ben and his team are very professional, knowledgeable, they did an excellent job helping me obtain the best loans terms possible as well as working thru the down payment assistance loan programs.
Reply from Owner
July 15th, 2024 10:41 PM
Thank you Felix! the closing costs on this one was way way lower than we expected it to be!
Ben and his team were very helpful and always answered any questions I had promptly. Ben was able to help me find the best loan terms as well as additional help with the down payment assistance loan programs.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was such a pleasure working with you Felix! Glad we were able to find the best DPA program for your purchase and make the closing costs much less than anticipated!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender