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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben was highly professional and personable. He provides first-class service and the best customer service experience.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Cosmin G
Reply from Owner
November 11th, 2024 05:57 PM
Cosmin thank you so much for trusting us! I know the short sale process was a bit of a pain, but it was so so worth it with all the built in equity you gained on this purchase.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Cosmin G
Reply from Owner
November 11th, 2024 05:57 PM
Cosmin thank you so much for trusting us! I know the short sale process was a bit of a pain, but it was so so worth it with all the built in equity you gained on this purchase.
We had a good experience
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben was very understanding of my busy schedule and helped me understand everything. Ben was very communicative and patient.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Everything good!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Veniamin C
Reply from Owner
November 11th, 2024 05:58 PM
Thank you so much, Veniamin, for the 5-star rating! I'm glad I could assist you and make your experience a positive one. Providing excellent service is always my priority, and your feedback truly means a lot.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Veniamin C
Reply from Owner
November 11th, 2024 05:58 PM
Thank you so much, Veniamin, for the 5-star rating! I'm glad I could assist you and make your experience a positive one. Providing excellent service is always my priority, and your feedback truly means a lot.
Ben made the whole process very easy, with his excellent communication skills, dedication and professionalism.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Very satisfied with how Ben’s team helped me buy my house! They made the process easy and smooth, and in 20 days I was already in a new home, highly recommend them 👏
Reply from Owner
November 11th, 2024 05:58 PM
Thank you so much for sharing your experience! I’m thrilled that we could make your home-buying journey smooth and quick, getting you into your new home in just 20 days! It was a pleasure working with you, and I’m glad our team could meet your...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender