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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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I recently worked with Ben to secure my first-time home loan mortgage, and I couldn't be happier with the experience! From the very beginning, Ben was incredibly knowledgeable and attentive, guiding me through every step of the process. He...
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Reply from Owner
November 11th, 2024 05:55 PM
Thank you so much for your thoughtful review! It was an honor to assist you with securing your first home loan, and I'm thrilled to hear that you felt supported and well-informed throughout the process. Your trust and confidence mean a lot,...
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Ben is great! We heard about him through a friend so we decided to give him a shot & his team delivered. Not only was he always available & very knowledgeable, he bent over backwards to give us the best rate. I would definitely recommend Ben...
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Reply from Owner
November 11th, 2024 05:56 PM
Thank you so much for your feedback! I’m glad to hear that our dedication made a difference in your experience. It was a pleasure working with you, and I’m thrilled we could help secure a great rate for you both. Your recommendation means a...
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Ben is great! We heard about him through a friend so we decided to give him a shot & his team delivered. Not only was he always available & very knowledgeable, he bent over backwards to give us the best rate. I would definitely recommend Ben...
read more
Reply from Owner
November 11th, 2024 05:56 PM
Thank you so much for your feedback! I’m glad to hear that our dedication made a difference in your experience. It was a pleasure working with you, and I’m thrilled we could help secure a great rate for you both. Your recommendation means a...
read more
Ben is knowledgeable and has made himself available to us through this process. He explains things in ways that we can easily understand and has offered us several options to consider in order to get our monthly payment lower. We will definitely...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Offered the best rate out there, really professional and expeditious process, with great communication along the way.
Reply from Owner
November 11th, 2024 05:56 PM
Thank you for your kind words! I’m glad we could provide you with a competitive rate and a smooth, efficient process. Clear communication is something we prioritize, so it’s great to hear that it made a difference in your experience. We appreciate...
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Offered the best rate out there, really professional and expeditious process, with great communication along the way.
Reply from Owner
November 11th, 2024 05:56 PM
Thank you for your kind words! I’m glad we could provide you with a competitive rate and a smooth, efficient process. Clear communication is something we prioritize, so it’s great to hear that it made a difference in your experience. We appreciate...
read more
Really efficient system. Love the direct and professional communication. Made us a plan that really worked and that's a blessing.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Gloria P
Reply from Owner
November 11th, 2024 05:57 PM
Thank you, Gloria, for the wonderful 5-star rating! I’m thrilled that you had a positive experience working with me and the team at American Financial Network, Inc. It’s always our goal to provide the best service and support throughout the...
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Gloria P
Reply from Owner
November 11th, 2024 05:57 PM
Thank you, Gloria, for the wonderful 5-star rating! I’m thrilled that you had a positive experience working with me and the team at American Financial Network, Inc. It’s always our goal to provide the best service and support throughout the...
read more
Ben and Christy’s responsiveness was impressive. Ben was available after hours to meet my needs. Their service was exceptional!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender