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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
I greatly appreciated the obvious time, attention and communication maintained throughout the entire process. Ben kept us up to date, in the loop and worked so hard in getting us some amazing rates! couldn't be happier with this experienc.
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Ben has been great. Responsive, creative and got the job done!! Would highly recommend.
Reply from Owner
November 11th, 2024 05:53 PM
Thank you so much Alex! It was an honor to help you and your mom on your purchase in Texas.
Ben has been great. Responsive, creative and got the job done!! Would highly recommend.
Reply from Owner
November 11th, 2024 05:53 PM
Thank you so much Alex! It was an honor to help you and your mom on your purchase in Texas.
Ben is an absolute legend. He helped us out for over 2 years and was always available, friendly, and informative. He always fought to get us the best deal possible and I highly recommend going with Ben on your next purchase.
Reply from Owner
November 11th, 2024 05:54 PM
Luis! It was a long road and many many deals, but we finally were able to find the best home for you and Mel! Cleo did a fantastic job and ya'll made it so easy providing us with stuff right away! Big congrats on being homeowners once again....
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Ben is an absolute legend. He helped us out for over 2 years and was always available, friendly, and informative. He always fought to get us the best deal possible and I highly recommend going with Ben on your next purchase.
Reply from Owner
November 11th, 2024 05:54 PM
Luis! It was a long road and many many deals, but we finally were able to find the best home for you and Mel! Cleo did a fantastic job and ya'll made it so easy providing us with stuff right away! Big congrats on being homeowners once again....
read more
Ben and his team have the absolute best customer service! Many lenders offer competitive rates, but to feel like you’re getting the best service, Ben is the one to go to. Ben made the process easy too. No question was too small. He answered...
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Reply from Owner
November 11th, 2024 12:00 AM
Thank you so much for this wonderful feedback! I’m thrilled to hear you felt supported throughout the process—that’s exactly what my team and I strive for. We know how important it is to feel taken care of, and I'm glad we could make things...
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Ben and Christy made sure everything was done right, they took care of every details with the loan, carefully resolved emergency issues to close the house in time. I’m glad that I could work with them.
Reply from Owner
November 11th, 2024 05:54 PM
hank you so much for your kind words! It was a pleasure working with you, and we're thrilled to hear you had a positive experience. Our top priority is making sure every detail is handled with care, especially when unexpected challenges arise....
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Ben and Christy made sure everything was done right, they took care of every details with the loan, carefully resolved emergency issues to close the house in time. I’m glad that I could work with them.
Reply from Owner
November 11th, 2024 05:54 PM
hank you so much for your kind words! It was a pleasure working with you, and we're thrilled to hear you had a positive experience. Our top priority is making sure every detail is handled with care, especially when unexpected challenges arise....
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Ben did things really fast while making sure everything was done right. Appreciating his help during the process.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
I recently worked with Ben to secure my first-time home loan mortgage, and I couldn't be happier with the experience! From the very beginning, Ben was incredibly knowledgeable and attentive, guiding me through every step of the process. He...
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Reply from Owner
November 11th, 2024 05:55 PM
Thank you so much for your thoughtful review! It was an honor to assist you with securing your first home loan, and I'm thrilled to hear that you felt supported and well-informed throughout the process. Your trust and confidence mean a lot,...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender