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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben was quick to respond to my questions and very helpful breaking down what all the charges met.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
It was great working with Ben very informative and helpful great customer service
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
It was done very timely! and he was always available by phone, this is what we need these days!
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben is great to work with! He made the process very easy and go as smooth as possible! His character is also 10/10! Thank you Ben
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Great doing business with Ben, easy to work with, prompt and knowledgeable. I live in Florida, everything was done through email and it couldn’t have been smoother. Highly recommend him.
Reply from Owner
December 5th, 2024 08:20 PM
Norbert it was an honor to help you guys with your second home purchase in beautiful Naples!
Great doing business with Ben, easy to work with, prompt and knowledgeable. I live in Florida, everything was done through email and it couldn’t have been smoother. Highly recommend him.
Reply from Owner
December 5th, 2024 08:20 PM
Norbert it was an honor to help you guys with your second home purchase in beautiful Naples!
Ben and his team were able to make a complicated process easy. I needed a loan for a home business and he was able to provide a number of options. He is knowledgeable, easy to work with and very responsive. I highly recommend contacting Ben...
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Reply from Owner
April 29th, 2025 12:00 AM
Thank you so much for the great feedback! I'm glad we could make the process smooth and find the right options for the care home. It was a pleasure working with you Matt, and I truly appreciate your trust and recommendation!
I live in Florida and the entire lending process was done through email, it was a pleasure dealing with Ben. He was very prompt and knowledgeable. Highly recommend him!
Reply from Owner
April 29th, 2025 12:00 AM
It was a pleasure working with you and your family!
Working with Ben was a wonderful experience. He answered all my questions in a timely manner and was very helpful, as this was my first time getting a loan. He made sure the process was smooth and ensured it was something I was happy getting...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben and Christy we are top of it and helped me out every step of the way. I was under a tight deadline and I am grateful that they gave it all that they could, and we achieved the deadline. Will be doing business with them in the future
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender