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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben and his team were such pleasure to do business with. They were great with follow up to ensure I was getting the documentation to them so we had a seamless transaction! I appreciated his attention to detail through the entire process. Will...
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Reply from Owner
April 29th, 2025 12:00 AM
Thank you so much for the wonderful review! It was truly a pleasure working with you, and I’m glad we could make the process smooth and stress-free. I appreciate your trust and look forward to helping you again in the future!
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Allen M
Reply from Owner
May 1st, 2025 06:13 PM
Wish you both well on the move to Georgia! Hopefully we will see you soon next time ya'll visit San Antonio
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Allen M
Reply from Owner
May 1st, 2025 06:13 PM
Wish you both well on the move to Georgia! Hopefully we will see you soon next time ya'll visit San Antonio
I had the absolute pleasure of working with Ben and his team to finance my very first home. From the very beginning, Ben took the time to walk me through the entire process, patiently answering all of my questions and explaining each step clearly....
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben made my first time buying a home a very pleasant experience. He made sure to explain everything thoroughly and gave me enough time to review documents and feel comfortable with the whole journey. I would recommend Ben to anyone who is looking...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Ben and Christy were great to work with. would definitely recommend and use again.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
First time homeowner and was a easy transaction Ben And his team did a great job
Reply from Owner
April 29th, 2025 03:10 PM
Though some obstacles came up, we got through all of them and got to close with almost no cash out of pocket. Glad it is all wrapped up!
First time homeowner and was a easy transaction Ben And his team did a great job
Reply from Owner
April 29th, 2025 03:10 PM
Though some obstacles came up, we got through all of them and got to close with almost no cash out of pocket. Glad it is all wrapped up!
Communication timely matter
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Very knowledgeable and very quick to respond to any questions I had.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender