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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben is a fantastic communicator and easy to get a hold off. Extremely responsive and professional.
Everything was explained well and simple to follow.
I have already recomended him to friends.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
This is my second loan with Ben. He is a fantastic communicator and easy to get a hold off. Extremely responsive and professional. Everything was explained well and simple to follow. I have already recomended him to friends.
Reply from Owner
April 29th, 2025 12:00 AM
Thank you so much for coming back and for your kind words! I’m grateful for your trust and referrals — it truly means the world. I’m always here if you or your friends ever need anything. Thanks again for letting me be part of your journey...
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I had a fantastic experience working with Ben They were knowledgeable, responsive, and made the entire loan process smooth and stress-free. Their professionalism and clear communication gave me confidence every step of the way. I highly recommend...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Working with Ben and Christy was an absolute pleasure! He guided us through every step of the home loan process with patience and expertise, making sure we understood everything along the way. Even after closing, he continued to be available...
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Reply from Owner
May 1st, 2025 06:12 PM
I'm thrilled to hear that your experience with Christy and me was so positive. Guiding you through the home loan process and ensuring you understood each step was my priority. I'm glad we could secure a great deal for you. Thank you for your...
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Working with Ben and Christy was an absolute pleasure! He guided us through every step of the home loan process with patience and expertise, making sure we understood everything along the way. Even after closing, he continued to be available...
read more
Reply from Owner
May 1st, 2025 06:12 PM
I'm thrilled to hear that your experience with Christy and me was so positive. Guiding you through the home loan process and ensuring you understood each step was my priority. I'm glad we could secure a great deal for you. Thank you for your...
read more
Working with Ben and Christy was an absolute pleasure! He guided us through every step of the home loan process with patience and expertise, making sure we understood everything along the way. Even after closing, he continued to be available...
read more
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Ben and his team went above and beyond to make sure we were taken care of
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Sydney S
Reply from Owner
May 1st, 2025 06:13 PM
I'm thrilled to see your perfect rating, Sydney. It was a pleasure assisting you with your loan process at American Financial Network, Inc. Your satisfaction is my top priority, and I'm grateful for your trust. Thank you for your positive feedback!...
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Sydney S
Reply from Owner
May 1st, 2025 06:13 PM
I'm thrilled to see your perfect rating, Sydney. It was a pleasure assisting you with your loan process at American Financial Network, Inc. Your satisfaction is my top priority, and I'm grateful for your trust. Thank you for your positive feedback!...
read more
We worked with Ben when we first purchased our home and now again for the refinance. I can't see myself working with anyone else.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender