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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
Ben showed consistency, great customer support, and answered all the questionsAs a first time buyer the process went flawless due to Ben’s wealth of knowledge I recommend Ben and his team if you’re considering to buy a new home!
Ben was very friendly , professional and kept us on the loop with everything
The process was smooth and flawless
Highly recommend
Reply from Owner
May 1st, 2025 06:11 PM
I'm thrilled to hear that you found the process smooth and flawless. It was a pleasure assisting you, and I appreciate your recommendation. Again a big congratulations to both you and Lois!
Ben was very friendly , professional and kept us on the loop with everything
The process was smooth and flawless
Highly recommend
Reply from Owner
May 1st, 2025 06:11 PM
I'm thrilled to hear that you found the process smooth and flawless. It was a pleasure assisting you, and I appreciate your recommendation. Again a big congratulations to both you and Lois!
Ben was very professional, friendly and he kept us in the loop at all times !
highly recommend
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Ben and his team were a tremendous help in our home buying process! Ben took the time to explain new concepts and answer all of our questions as first-time home buyers. He was proactive in getting us the best possible rates, gave good advice,...
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Reply from Owner
April 29th, 2025 03:12 PM
Adrian, Super glad we got this closed for you! Thank you for the opportunity for us to serve you and Renee on your first time home purchase.
Ben and his team were a tremendous help in our home buying process! Ben took the time to explain new concepts and answer all of our questions as first-time home buyers. He was proactive in getting us the best possible rates, gave good advice,...
read more
Reply from Owner
April 29th, 2025 03:12 PM
Adrian, Super glad we got this closed for you! Thank you for the opportunity for us to serve you and Renee on your first time home purchase.
Ben took his time guiding us through our first time buying a home, explained everything clearly and was very transparent! I appreciate the level of support he provided.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I had the absolute pleasure of working with Ben Gheliuc during my VA loan process, and I can honestly say he made the entire experience seamless and completely stress-free. From our very first conversation, Ben was professional, knowledgeable,...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Good communication
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
I had the pleasure of working with Ben Gheliuc at American Financial Network Inc., and I can confidently say he is one of the most knowledgeable and professional branch managers I’ve encountered. From the start, Ben was incredibly responsive,...
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Reply from Ben Gheliuc
April 29th, 2025 03:15 PM
Lesley, reading your words and review truly means the world to me. Helping you, your parents and Anthony was an absolute please. Thank you so much for trusting for ya'lls purchase in stone oak!
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender