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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Josiah V
Reply from Owner
June 18th, 2025 06:44 PM
I'm thrilled to hear that your experience with us was seamless and that our team's proactive communication made such a positive impact. It was a pleasure working with you and ensuring that every step of the process was clear and stress-free....
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They were quick to respond whenever I needed something or if I had a question about something
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Traian A
Reply from Owner
June 18th, 2025 06:44 PM
I'm thrilled to hear that you had a great experience, Traian. It was a pleasure working with you, and I appreciate your positive feedback. If you have any further questions or need assistance in the future, please feel free to reach out.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Traian A
Reply from Owner
June 18th, 2025 06:44 PM
I'm thrilled to hear that you had a great experience, Traian. It was a pleasure working with you, and I appreciate your positive feedback. If you have any further questions or need assistance in the future, please feel free to reach out.
Very smooth transaction. Highly recommend Ben’s expertise.
Reply from Owner
July 30th, 2025 11:54 PM
Thank you for your recommendation. I'm glad to hear the transaction went smoothly. It's important to me that my clients have a positive experience, and I appreciate your confidence in my expertise. If you ever need assistance in the future,...
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Very smooth transaction. Highly recommend Ben’s expertise.
Reply from Owner
July 30th, 2025 11:54 PM
Thank you for your recommendation. I'm glad to hear the transaction went smoothly. It's important to me that my clients have a positive experience, and I appreciate your confidence in my expertise. If you ever need assistance in the future,...
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Ben is truly a gem. We can't thank Ben entire team enough for all of the hard work on getting our loan taken care of and early for that matter. Thank you
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Mahesh, it was an absolute honor to help you and Disha on another purchase. We even surprised the builder how quick we were able to close :)
Ben is a great guy. He communicates well and his approval are great rates. I recommend Ben with Ben for your home loan.
Reply from Owner
May 1st, 2025 06:08 PM
I'm thrilled to hear that you had a positive experience with my services, Demetrius. It's great to know that our communication and the rates met your expectations. I appreciate your recommendation and look forward to assisting you again in...
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Ben is a great guy. He communicates well and his approval are great rates. I recommend Ben with Ben for your home loan.
Reply from Owner
May 1st, 2025 06:08 PM
I'm thrilled to hear that you had a positive experience with my services, Demetrius. It's great to know that our communication and the rates met your expectations. I appreciate your recommendation and look forward to assisting you again in...
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Ben is my go to official for loans now. Even though my bank Chase begs me to take a loan - I ignore them and never fail to tell my relationship manager about the service that Ben provides, which is something that Chase can never match. He is...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Sofia, All I can say is a big thank you for such kind words! Thank you so much for trusting us with the biggest transactions you and Leelesh make. We try to do our absolute best every loan, but its something special when someone comes back...
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender