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South Texas Lending - Ben Gheliuc
Branch Manager
Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Reviews from Web
I had the pleasure of working with Ben and his team, and I can’t recommend them highly enough. From the very first conversation to the final closing, their communication was clear, consistent, and incredibly helpful.They made sure I understood...
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Reply from Owner
June 18th, 2025 06:44 PM
I'm thrilled to hear that your experience with us was seamless and that our team's proactive communication made such a positive impact. It was a pleasure working with you and ensuring that every step of the process was clear and stress-free....
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I had the pleasure of working with Ben and his team, and I can’t recommend them highly enough. From the very first conversation to the final closing, their communication was clear, consistent, and incredibly helpful.They made sure I understood...
read more
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Jonthan S
Reply from Owner
June 17th, 2025 06:33 PM
Thank you for your kind words and the excellent rating, Jonthan. I am glad to hear that you had a positive experience. It was a pleasure assisting you with your loan needs. If you have any further questions or require additional assistance,...
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South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Jonthan S
Reply from Owner
June 17th, 2025 06:33 PM
Thank you for your kind words and the excellent rating, Jonthan. I am glad to hear that you had a positive experience. It was a pleasure assisting you with your loan needs. If you have any further questions or require additional assistance,...
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Honestly everything. He takes the time to educate , the time to call you , the time to help with who to talll to, etc. He is so calm and comforting when buyers are worried or stressed . He really always makes a way for the us and that is unseen...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
I had the pleasure of working with Ben Gheliuc during our home-buying process, and we can say with complete confidence that choosing him was one of the best decisions we made. From our first conversation to closing day, Ben demonstrated exceptional...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was great working with you. Thanks again for putting your trust in us.
Ben and his team are very knowledgeable and super responsive. This is my third time utilizing his services. Each of my deals have been processed and closed on time. Great experience all around.
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I enjoyed working with you. Thanks for the great feedback.
Third time using Ben and once again he has impressed me with his sense of urgency, attention to detail, and most of all his ability to communicate clearly and effectively. All my deals processed and closed on time. Thanks Ben and team for another...
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Ben and his team were very open and pro-active in their communication and helped not only navigate, but also educate, as we went through the process. Thankfull for the support and advice, making it as easy as possible and beneficial for all...
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
South Texas Lending - Ben Gheliuc has received a review with 5 star rating from Josiah V
Reply from Owner
June 18th, 2025 06:44 PM
I'm thrilled to hear that your experience with us was seamless and that our team's proactive communication made such a positive impact. It was a pleasure working with you and ensuring that every step of the process was clear and stress-free....
read more
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012
Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery
Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender