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South Texas Lending - Ben Gheliuc
Branch Manager


Portland State University
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects,... Show More
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Ben and his team did an outstanding job helping us secure financing for our home purchase in Simpsonville SC. This was a new construction purchase, and initially we were going to use the home builder's lending team. After months of not being...
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Reply from Owner
July 30th, 2025 11:47 PM
I'm truly grateful for your kind words and the opportunity to assist you with securing financing for your home purchase in Simpsonville. Hearing that we could streamline the process and get everything completed in a timely manner is wonderful....
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Ben and his team did an outstanding job helping us secure financing for our home purchase in Simpsonville SC. This was a new construction purchase, and initially we were going to use the home builder's lending team. After months of not being...
read more
and his team will do their diligence before committing to getting the loan done! If he said he can get you a good rate… That's what he does and that's why I always like to refer my clients to Ben because I don't have surprises
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
I really appreciate the feedback and am looking forward to working with you again.
Ben was great- communicative, responsive, and so helpful
Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Ben was excellent. Great communication throughout the loan process. Everything was clear and smooth right from the beginning! Highly recommend Ben for any financing needs!
Be was very good in communicating with us every step of the way ,very knowledgeable and great to work with. I strongly gly recommend using him to all who need a
loan. I will use his services in the future as well.
Reply from Owner
July 30th, 2025 11:54 PM
Thank you so much for your kind words. I'm pleased to hear that you found my communication and knowledge helpful throughout the process. Your strong recommendation is truly appreciated, and I look forward to the opportunity of working with...
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Be was very good in communicating with us every step of the way ,very knowledgeable and great to work with. I strongly gly recommend using him to all who need a
loan. I will use his services in the future as well.
Reply from Owner
July 30th, 2025 11:54 PM
Thank you so much for your kind words. I'm pleased to hear that you found my communication and knowledge helpful throughout the process. Your strong recommendation is truly appreciated, and I look forward to the opportunity of working with...
read more
Ben is such a great resource- any questions I had, he was ready to answer. He was so supportive throughout the mortgage process, and we will definitely be working with him again in the future!
Ben and his team did an excellent job in helping us navigate through the loan process in an efficient, thorough and fast mmanner. We appreciate his help and recommend him and his team to other for their loan service needs!
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Reply from Ben Gheliuc
November 24th, 2025 09:59 PM
It was an absolute pleasure to work with you and Eugene!
I had the pleasure of working with Ben and his team, and I can’t recommend them highly enough. From the very first conversation to the final closing, their communication was clear, consistent, and incredibly helpful.They made sure I understood...
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Reply from Owner
June 18th, 2025 06:44 PM
I'm thrilled to hear that your experience with us was seamless and that our team's proactive communication made such a positive impact. It was a pleasure working with you and ensuring that every step of the process was clear and stress-free....
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About
Ben Gheliuc is the Area Manager for South Texas at Neighborhood Loans, leading the San Antonio branch with a focus on a smooth, transparent mortgage experience. With over a decade as a Mechanical Engineer managing large commercial projects, he brings strong technical expertise, marketing insight, and bilingual communication skills that help simplify the process for clients. Since entering the mortgage industry in 2020, Ben has become a top producer, earning multiple awards, including National Mortgage News 2025 Top Producer. Known for attention to detail and commitment to mentorship, he helps families achieve homeownership while guiding his team’s growth.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
Mortgage Lender
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Profit & Loss Only Mortgage
Specialities
non-QM
Ground Up Construction
Conventional
Low Rate
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Education
- Portland State UniversityMechanical EngineeringBachelor of Engineering (BE)Sep 2008 -Aug 2012

Positions
- Neighborhood Loans - Area ManagerOct 1st, 2025 - Current
- American Financial Network, INC - Branch ManagerMay 12th, 2020 - Sep 30th, 2025
Memberships
- Five Star Professional - Rising Star
- NAHREP
- Top Mortgage Professionals - 2025
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1775990
Gallery

Awards
Achievements
- National Mortgage News Top Producers - 2025
- 5 Star Award - top Producer
Hobbies
- Snowboarding
- Trading
- Basketball
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Additional Information
Payment Methods
- Visa
- PayPal
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender