Sommer Lunceford
Mortgage Banker | NMLS #1181745
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
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24 hours
Fri
24 hours
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24 hours
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Reviews from Web
Sommer did an excellent job! Friendly and helpful throughout the proces. Highly recommen. We will use Sommer again for our next home purchase or refinanc.
Reply from Sommer Lunceford
August 19th, 2025 06:41 PM
James, thank you for your generous feedback. I'm delighted to hear that you found my assistance both friendly and helpful. Please reach out anytime if you have questions or need further assistance. Your recommendation means a lot to me!
Sommer always does a great job and communication is excellent.
Reply from Sommer Lunceford
August 6th, 2025 02:25 PM
Jason, I really appreciate your feedback. I'm glad to hear you’re satisfied with my work and communication. It's important to me that you feel supported and well-informed throughout the process. If you have any further questions or need assistance,...
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Thanks so mych for your help Somme! You made everything so easy for us!
Reply from Sommer Lunceford
August 6th, 2025 02:08 PM
Thank you! It was a pleasure working with you guys and Welcome to the Local Bank Family!
Sommer was top-notch and this rating is very her. However the loan process was confusing. I got multiple automated emails asking for signatures from various pool accounts that had actual names, but were "no reply." These auto emails were very...
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Reply from Sommer Lunceford
July 23rd, 2025 12:26 AM
Patricia, thank you for your feedback and for recognizing my efforts during the loan process. I’m sorry to hear about the confusion caused by the automated emails. It’s important to me that the process is as clear and straightforward as possible,...
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Sommer was very helpful throughout the entire transaction
Reply from Sommer Lunceford
July 21st, 2025 02:54 AM
Madison, thank you for your kind words. I'm glad to hear that you found my help valuable during the transaction. It's always my goal to be supportive and make the process as smooth as possible. If there's anything more I can do for you, please...
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Sommer was absolutely great to work with. She provided so much help to my clients. I appreciated her being present at closing and making out our clients feel comfortable with understanding all the paperwork they had to sign. Thank you so much...
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Reply from Sommer Lunceford
July 21st, 2025 02:53 AM
I'm really glad to hear that you had a positive experience working with me. Being present at closing and ensuring everything is clear and comfortable for your clients is important to me, and I'm happy it made a difference. I appreciate your...
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Sommer was very knowledgeable and she got this done super fast
Reply from Sommer Lunceford
July 21st, 2025 02:53 AM
Kevin, your kind words mean a lot to me. I'm glad I could help make the process smooth and efficient for you. If there's anything else you need or any questions that come up, feel free to reach out. Thank you for taking the time to share your...
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I have worked with Sommer for the last ten years. We have the same mind set in how we help our clients at the highest level. If she doesn't have an answer to a questions, she will find out the answer. She is honest, hard working and dependable....
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Reply from Sommer Lunceford
April 19th, 2025 05:46 PM
I'm thrilled to hear about your positive experiences over the past decade, Sherri. It's rewarding to know that my approach aligns with your expectations and brings comfort during such pivotal times in life. Your trust and confidence are truly...
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
USDA Loans
Non-QM
Cash-Out Refinances
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Positions
- Local Bank - VP-Market LeaderOct 1st, 2025 - Current
- Local Bank - Mortgage Loan OfficerJan 2nd, 2025 - Oct 1st, 2025
Memberships
- Tuscaloosa Morning Rotary
- NMLS
- Young Professionals Group in Birmingham
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1181745
Gallery
Hobbies
- anything outdoors/sports
- spending time with my 2 boys
- traveling
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Disclaimer
Member FDIC | Equal Housing Lender | Inst. NMLS#826648