Sommer Lunceford
Mortgage Banker | NMLS #1181745
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
It was good not amazing but good. didnt get my closing costs until the day before the sale so... it was ok
Reply from Sommer Lunceford
January 8th, 2026 02:51 AM
Thank you for sharing your thoughts, Deontae. I understand the timing of receiving the closing costs was not ideal, and I appreciate you highlighting this aspect. I aim to provide a smooth experience, so your feedback is invaluable. If you...
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Sommer was very attentive to all of our questions through the entire home buying process.
Reply from Sommer Lunceford
December 9th, 2025 07:23 PM
I'm grateful that you felt well-supported in your home buying journey, Lauren. Being attentive to your questions and needs is important to me, and I'm pleased that I could assist you throughout the process. If there's anything else you need...
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Sommer is so great to work with! Always willing to answer questions and was so helpful throughout the entire prI was!
Reply from Sommer Lunceford
December 9th, 2025 07:22 PM
Thank you, Austin, for your kind words. I'm pleased to hear that you found me helpful and willing to assist with any questions during the process. Should you need further assistance or have additional questions in the future, please feel free...
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Sommer was a pleasure to work with ! She kept me and my client updated constantly !
Reply from Sommer Lunceford
November 25th, 2025 07:32 PM
I'm pleased to hear that you found working with me to be a pleasure, Sissy. Keeping you and your client informed throughout the process is important to me. If there’s ever anything else you need, don’t hesitate to reach out!
Sommer kept me well informed along every step of the way. She made the process easier than I expected it to be.
Reply from Sommer Lunceford
November 14th, 2025 02:41 PM
Eric, I'm glad to hear that I could make the process easier for you and keep you informed throughout. If there’s anything more you need or any other questions arise, feel free to reach out.
Sommer was fantastic for our transaction. She was communicative and when we had problems right before closing, she was able to get things done and keep us on track! 10/10
Reply from Sommer Lunceford
November 3rd, 2025 08:51 PM
I appreciate your kind words, Zach. I'm glad I could assist with your transaction and help overcome the challenges before closing.
Sommer was tireless in her efforts to get me the loan that fit my needs and worked with me every step of the way to talk me through the process. As a first-time homebuyer, she made this lengthy, in-depth process a little easier.
Reply from Sommer Lunceford
October 28th, 2025 06:46 PM
It's great to hear that my efforts made a positive impact on your loan journey, Amanda. Helping you find the right fit for your needs and guiding you through the home buying process was my pleasure. I know it can be quite detailed for a first-time...
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Sommer is truly amazing
Reply from Sommer Lunceford
September 29th, 2025 02:48 PM
I appreciate your high regard, Donna. It means a lot to know that you found my efforts beneficial. If there's anything more I can do to assist you, please feel free to reach out anytime. Thank you for your review.
Great job thank you!
Reply from Sommer Lunceford
October 29th, 2025 04:27 PM
I’m pleased to know you’re satisfied with my work, Donna. Thank you for your kind words. If you need any further assistance, please don’t hesitate to reach out.
Summer was freat and made the process so smooth all the way to closing
Reply from Sommer Lunceford
August 29th, 2025 01:25 PM
Cathy, thank you for your kind words. I'm really pleased to know that I could make the process smooth for you all the way to closing. It’s always my goal to provide a seamless experience. If there’s anything else you need or any questions pop...
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
USDA Loans
Non-QM
Cash-Out Refinances
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Positions
- Local Bank - VP-Market LeaderOct 1st, 2025 - Current
- Local Bank - Mortgage Loan OfficerJan 2nd, 2025 - Oct 1st, 2025
Memberships
- Tuscaloosa Morning Rotary
- NMLS
- Young Professionals Group in Birmingham
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1181745
Gallery
Hobbies
- anything outdoors/sports
- spending time with my 2 boys
- traveling
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Disclaimer
Member FDIC | Equal Housing Lender | Inst. NMLS#826648