Sommer Lunceford
Mortgage Banker | NMLS #1181745
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
Sommer did a great job for my first time homebuyers!
Reply from Sommer Lunceford
July 31st, 2026 12:46 PM
Thank you Ashley! Great to work with good people, I appreciate you!!!
Loved working with Sommer and am so grateful everything was on time and went very smoothly .
Reply from Sommer Lunceford
July 22nd, 2026 02:51 PM
I'm so grateful for your kind words, Andrea! It's repeat clients like you who have truly become family that remind me every day why I love what I do. Being a small part of your journey and earning your trust time and time again means more than...
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I really appreciated the level of communication, responsiveness, and attention to detail from Sommer. She made the process efficient, straightforward, and easy to navigate from start to finish. Highly recommend working with her!
Reply from Sommer Lunceford
July 22nd, 2026 02:47 PM
I'm grateful for your recommendation, Matt. It's wonderful to know that my communication and attention to detail made the process efficient and straightforward for you. If you ever need assistance again, please feel free to reach out.
Sommer was great and was very responsive to our questions and concerns . I would highly recommend her.
Reply from Sommer Lunceford
May 27th, 2026 08:21 PM
Thank you so much for your recommendation, Shawn. I'm glad I could be responsive to your questions and concerns. If you ever need further assistance, I'm here to help.
We love Sommer, particularly her commucation and prompt replies to our questions. Would not hesitate to use her again.
Reply from Sommer Lunceford
May 27th, 2026 07:46 PM
I'm grateful for your kind words, Garth. I'm glad that my communication and prompt responses have been helpful to you. I would be happy to assist you again in the future if needed.
This is our second closing with Sommer, always great experience.
Reply from Sommer Lunceford
May 20th, 2026 02:59 PM
I'm grateful to hear that you've had another great experience with me, Kristen. It's always a pleasure working with you, and I'm here when you need me!
It was such a smooth and easy process. We were very informed through the whole thing.
Reply from Sommer Lunceford
May 20th, 2026 02:06 PM
I'm glad to hear that the process went smoothly for you, Katy. Keeping you well-informed throughout is always my goal. If you have any more questions or need assistance in the future, feel free to reach out. Thank you for allowing me to help!...
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Summer is outstanding, she worked extremely hard so we could close on time. Thank you!
Reply from Sommer Lunceford
May 18th, 2026 01:16 PM
I'm grateful for your kind words, Ronnie. It's always a pleasure working with you even when we have bumps in the road, we still get it done. Thank you for allowing me to be part of this process with you!
We had an amazing experience working with Sommer Lunceford throughout the home buying process. From start to finish, Sommer was incredibly patient, responsive, and helpful every step of the way. We definitely ran into a few bumps in the road,...
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Reply from Sommer Lunceford
May 15th, 2026 01:26 PM
Sheridan, I truly appreciate your kind words and am grateful to have been a part of your home buying journey. It's appreciated to know that my support and guidance made the process smoother for you despite the challenges. Thank you for recommending...
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We had a wild experience with finding our house and Sommer was always available for us no matter the time of day or if it was weekend It took a lot of weight off of our shoulders working with somebody with as much pride as Sommer.
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Reply from Sommer Lunceford
May 15th, 2026 01:27 PM
Thank you! Always a pleasure working with repeat clients who become family! Congratulations on your forever home!
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
USDA Loans
Non-QM
Cash-Out Refinances
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Positions
- Local Bank - VP-Market LeaderOct 1st, 2025 - Current
- Local Bank - Mortgage Loan OfficerJan 2nd, 2025 - Oct 1st, 2025
Memberships
- Tuscaloosa Morning Rotary
- NMLS
- Young Professionals Group in Birmingham
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1181745
Gallery
Hobbies
- anything outdoors/sports
- spending time with my 2 boys
- traveling
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Disclaimer
Member FDIC | Equal Housing Lender | Inst. NMLS#826648