

Sommer Lunceford
Mortgage Banker | NMLS #1181745

Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
Sommer was very helpful and quick in responding to any questions or concerns we had
Reply from Sommer Lunceford
May 6th, 2026 02:03 PM
Thank you for your kind words, Judd. I'm pleased to hear that I could assist you promptly and effectively. If you have any more questions in the future, feel free to reach out.
Sommer is great to work with!
Reply from Sommer Lunceford
April 28th, 2026 09:44 PM
I'm happy to hear that you enjoyed working with me, Frank. If you ever need any more assistance or have questions in the future, feel free to reach out.
Sommer was instrumental in the entire process . consistent and clear communication from the beginning through the end .
Reply from Sommer Lunceford
March 24th, 2026 02:55 PM
Thank you for taking the time to write this, Erin. I'm pleased to hear that the communication was clear and consistent throughout your experience. Being an integral part of the process is something I strive for in each interaction. If you ever...
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everything worked and went through
Reply from Sommer Lunceford
March 17th, 2026 12:14 PM
I'm glad to know that everything went smoothly for you, Gabriela. Ensuring a seamless process is always my goal. If you have any questions or need further assistance, please don't hesitate to reach out.
Great communication and easy process!
Reply from Sommer Lunceford
March 10th, 2026 01:51 PM
I'm pleased to hear that you found the communication and process easy, Kenneth. It's important to me that everything goes smoothly for my clients. If you have any more questions or need further assistance, don't hesitate to get in touch.
Sommer was the reason I had a great experience.
she walked me through the process and answered all of my questions . I would recommend Sommer to others.
Reply from Sommer Lunceford
March 8th, 2026 02:11 PM
I appreciate you sharing your experience, Ronald. I'm truly glad to know I could support you throughout the process and address your questions. Your recommendation is valued, and if there's anything more I can assist with in the future, please...
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Sommer answered all our questions and was always available.
Reply from Sommer Lunceford
February 20th, 2026 07:30 PM
It's great to hear that you found me accessible and informative during your experience, Major. Being available to answer questions is an important part of my role, and I'm glad I could support you effectively. If there's anything more I can...
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Very smooth, easy and fast to reply.
Reply from Sommer Lunceford
January 26th, 2026 03:06 AM
It's gratifying to hear that you found the process smooth and efficient, Starsky. I aim to be prompt and helpful, so knowing that I met your expectations is encouraging. If you need anything else in the future, feel free to reach out.
Sommer made the whole buying process so easy! She's the best !
Reply from Sommer Lunceford
January 24th, 2026 03:24 PM
I'm happy to know that I could make the buying process easy for you, Mahaley. Your kind words are greatly appreciated. If you ever need anything else or have more questions, please don't hesitate to reach out.
Sommer was absolutely wonderful. She was available to answer my questions and explain things that I didn't understand. She made my homebuying process quick and easy! I would absolutely recommend her. 10/10
Reply from Sommer Lunceford
January 9th, 2026 03:07 PM
Krista, I'm pleased to hear that I could make your homebuying process quick and straightforward. It’s wonderful to know that I was available when you needed answers and explanations. Your recommendation means a lot to me, and if you have any...
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
USDA Loans
Non-QM
Cash-Out Refinances
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Positions
- Local Bank - VP-Market LeaderOct 1st, 2025 - Current
- Local Bank - Mortgage Loan OfficerJan 2nd, 2025 - Oct 1st, 2025
Memberships
- Tuscaloosa Morning Rotary
- NMLS
- Young Professionals Group in Birmingham
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1181745
Gallery

Hobbies
- anything outdoors/sports
- spending time with my 2 boys
- traveling
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Disclaimer
Member FDIC | Equal Housing Lender | Inst. NMLS#826648