Sommer Lunceford
Mortgage Banker | NMLS #1181745
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their c... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Sommer is thorough in her work and easy to work with. She is always responsive, which is the best part!
I've worked with Sommer enough to know that she has the same level of concern for the buyer's shes assisting with financing as I do with what it takes to get them successfully closed. She's very knowledgeable which gives me the confidence that...
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Sommer made this process so easy. Thanks so much!
Reply from Sommer Lunceford
July 31st, 2026 01:00 PM
Thank you Matthew! So happy for you guys and I can't wait to watch you guys continue to make impacts on special situations! You guys are amazing and I'm thankful to have been just a part in the story!
Sommer was always available if we had any questions and took the time to breakdown and explain things for my wife and I. she really made the process easy for us.
Reply from Sommer Lunceford
July 31st, 2026 12:56 PM
I'm happy to hear that I could make the process easy for you and your wife, Hunter. It's great to know that my availability and explanations were helpful. If you need anything or have questions, I'm always here! Thank you for allowing me to...
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Sommer was awesome to work with! She made our clients comfortable with every step of the process!
Reply from Sommer Lunceford
July 31st, 2026 12:53 PM
Such a rewarding feeling with the agent and the lender work hand in hand and do whatever needs to be done whenever. I appreciate you tremendously and look forward to us working together again! Great job!
Sommer held our hand every step of the way to make sure we were able to get our home. She is THE BEST!
Reply from Sommer Lunceford
July 31st, 2026 12:52 PM
I'm grateful for your kind words, Madison. I'm happy to have been there for you every step of the way in getting your home. If you need anything, I'm always a phone call away! Congrats again!!
Communication is massively important towith tha mys my clients. That is greatly appreciated and sorely lacking in other lenders and it's extremely frustrating. I enjoyed working with Sommer and hope for more transactions in the future!
Reply from Sommer Lunceford
July 31st, 2026 12:48 PM
Thank you Amy! It was a pleasure working with you and I look forward to many more! Helping families obtain homeownership is amazing each and every time! Thanks for allowing me to be part of this process with you guys!
Sommer did a great job for my first time homebuyers!
Reply from Sommer Lunceford
July 31st, 2026 12:46 PM
Thank you Ashley! Great to work with good people, I appreciate you!!!
Loved working with Sommer and am so grateful everything was on time and went very smoothly .
Reply from Sommer Lunceford
July 22nd, 2026 02:51 PM
I'm so grateful for your kind words, Andrea! It's repeat clients like you who have truly become family that remind me every day why I love what I do. Being a small part of your journey and earning your trust time and time again means more than...
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I really appreciated the level of communication, responsiveness, and attention to detail from Sommer. She made the process efficient, straightforward, and easy to navigate from start to finish. Highly recommend working with her!
Reply from Sommer Lunceford
July 22nd, 2026 02:47 PM
I'm grateful for your recommendation, Matt. It's wonderful to know that my communication and attention to detail made the process efficient and straightforward for you. If you ever need assistance again, please feel free to reach out.
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About
Local Bank has a long and proud history of community banking. Our story began over a century ago when Peoples Bank of Red Level opened its doors in 1914. Centered in the heart of Red Level, Alabama, the bank was committed to keeping their customers and community first.
In 2022, the bank was rebranded “Local Bank” out of the desire to spread the bank’s legacy and traditions to more communities. The new name reflects our commitment to local communities and continuing to keep the founding principles at the forefront. We are proud to carry on this legacy and are dedicated in maintaining our personalized approach to banking.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
USDA Loans
Non-QM
Cash-Out Refinances
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Positions
- Local Bank - VP-Market LeaderOct 1st, 2025 - Current
- Local Bank - Mortgage Loan OfficerJan 2nd, 2025 - Oct 1st, 2025
Memberships
- Tuscaloosa Morning Rotary
- NMLS
- Young Professionals Group in Birmingham
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #1181745
Gallery
Hobbies
- anything outdoors/sports
- spending time with my 2 boys
- traveling
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Disclaimer
Member FDIC | Equal Housing Lender | Inst. NMLS#826648