Stephanie Kruckenberg

Sr. Mortgage Loan Originator

Fidelity Direct Mortgage - Fairfield, NJ

5.0

(85)

Contact Info

https://skruckenberg.fidelitydirectmortgage.com/

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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Stephanie did such a great job and was always willing to talk abd help me out and find the best deal and rate! She is very friendly and is great at her job! Having someone that genuinely cares about you and not just your business is hard to...

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Matthew, I'm really pleased to hear that you had such a positive experience. I appreciate your trust in me to help you find the best deal and rate, and I'm glad that my approach reflected the care I have for my clients. It's wonderful clients...

From the beginning of this journey, Stephanie walked us through the process of with ease and professionalism. We would highly recommend Mrs. Kruckenberg to anyone buying property.

Answered questions in a timely fashion. Offered advice where needed. Was extremely helpful through the whole process. Nothing else to say. Very professional

Stephanie helped my husband and I through a challenging historic home buying process and she offered a lot of advice and several options to get us to the finish line. She worked with us to find the best financial solution for our unique circumstance...

I would highly recommend working with Stephanie Kruckenberg! All details, questions, and issues were followed up in a very timely manner. Stephanie went out of her way to help me to make sure everything went smooth right through closing. Fidelity...

Stephanie Kruckenberg was so wonderful to work with. She made the process simple and kindly kept on us every step of the way. Our interactions with her were always very pleasant and she was very understanding and took time to explain things...

We purchased our home after retirement while awaiting my wife’s return to work. Stephanie’s expertise allowed us to find a mechanism to purchase a home even before she was reemployed. We made things even more complicated by finding our dream...

I am a first-time buyer, and she made the process easy and stress-free. During the process, Stephanie was always available to answer any questions, checking in to see how things were going and keeping me updated. I value her honesty and communication...

Stephanie and her team at Nation One were exceptional in every way! We have bought multiple homes prior to this transaction and we can honestly say this was definitely the smoothest! Even through the tumultuous rate hikes and market uncertainty...

Stephanie was very helpful throughout my home buying process. She answered all questions and answered back very quickly. I will be recommending her to other people that i come across.

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About

Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home. As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.

Products & Services

Mortgage Lender

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

1st Time Homebuyers

VA loans

Self-employed borrowers

Investors

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Positions

Fidelity Direct Mortgage - Senior Mortgage Loan Originator
Jan 3rd, 2023 - Current

Memberships

Lynchburg Association of Realtors
NMLS #2056158
Central Virginia Business Coalition

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

1985

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID 2056158
VA, NC, FL, IL

Awards

Napoleon Band Mom

Achievements

Homeschooled 3 children.

Hobbies

Hanging out with my Family
Reading
Getting to the Gym

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Disclaimer

All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.