Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Wonderful experience, very professional and very timel.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Andrew, thank you so much for your kind words! I'm thrilled to hear you had a wonderful experience. It was a pleasure working with you, and I truly appreciate your trust in me to guide you through the process. Please don’t hesitate to reach...
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Working with Stephanie Kruckenberg has been an absolute game-changer. From the very first conversation, it was clear that Stephanie is not only incredibly knowledgeable in mortgage solutions, but also deeply committed to making the process...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank You So Much!I am truly humbled by your kind words—thank you for such a heartfelt and thoughtful review. It means the world to know that the care, communication, and commitment I strive to bring to every client made a difference in your...
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Communication was spectacular and stephanie was amazing at being proactive, clear and thorough pushing the process along. She made it so easy to work thorough the house buying adventures and hurdles that come up
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for the kind words! I truly appreciate you taking the time to share your experience. I’m so glad I could help make the process smoother and be there to guide you through the ups and downs of the homebuying journey. It was...
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Stephanie was AMAZING right from the start. he kept me in the loop. This was an emotional sale for the seller with a change in their marital status, and Stephanie keeping me informed helped me keep the clients calm.I look forward to working...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you, Karin, so much for the glowing review—I truly appreciate your kind words! It means a lot coming from someone as professional and dedicated as you.Also, a big thank-you for all your efforts in getting this deal to the finish line....
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Stephanie was very personal and made us her priority for everything
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for your kind words! It was truly a pleasure working with you throughout your home financing journey. I’m so glad I could help make the process smooth and successful. If you ever need anything in the future—or know someone...
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We had an immediate connection with stephanie and trusted her experience and guidance in a process where we were out of our comfort zone
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for your kind words! It truly means a lot that you felt that connection and trust from the start—especially during a process that can feel unfamiliar or overwhelming. I’m so glad I could help guide you through it and make...
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Stephanie provided phenomenal communication with the knowledgeable skill set
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for your kind words! It was truly a pleasure working with you and being part of your journey. I’m so glad I could help make the process smooth and successful. Your trust means a great deal, and I’m always here if you or someone...
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Stephanie was informative and professional from the start. Would certainly work with her again.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
I'm glad to hear that you found my assistance informative and professional. It was a pleasure working with you, and I look forward to the opportunity to assist you again in the future.
Stephanie was amazing. Communicated clearly throughout the process and was always readily available for any question. Extremely pleasant to work with and very knowledgeable.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Caitlin, It was my pleasure to help you and David purchase your new home! Thank you for trusting me to help you through this process!
easy To talk to quick to respond and always available to answer any questions we had
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you for trusting me with to help you purchase your 1st home! It was a pleasure to help you through this process!
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.