Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ...... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
She was knowledgeable about the product and took the time to understand what we were lolking for and delivered. Candy was great to work with too
Reply from Stephanie Kruckenberg
June 19th, 2026 07:50 PM
Joe, it was truly a pleasure helping you with your financing and finding the right solution for your needs. Taking the time to understand your goals is one of the most important parts of the process, and I'm glad we were able to deliver. I'll...
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Stephanie is top notch, as always. Her communication is second to none, and she does a great job working with all types of clients and loan scenarios to get deals to the closing table.She is always one of the first lenders I recommend when...
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Reply from Stephanie Kruckenberg
June 19th, 2026 07:46 PM
Ben, Thank you so much for your kind words and continued trust! Your support and referrals mean a great deal to me. I truly enjoy working with you and appreciate the confidence you place in me and my team.Every client and loan scenario is unique,...
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Stephanie at Fidelity Mortgage made every step in the process of my loan easy. She Let me know everything that I needed to do and when I needed to do it. Im extremely grateful and satisfied with her help. Highly recommended.
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Reply from Stephanie Kruckenberg
June 8th, 2026 01:22 PM
Julian, I truly appreciate your kind words and recommendation. I'm glad I could make the loan process easy for you and keep you informed every step of the way. Your satisfaction is very important to me, and I'm grateful for the opportunity...
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Stephine is a wonderful person and has a great personality. She was ever step of the way. She made sure that I understood everything that was going on. I could reach her after hours if I had a question about anything. I really appreciate everything...
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Reply from Stephanie Kruckenberg
May 31st, 2026 01:34 AM
Tyron, I'm so grateful for your kind words. It's important to me that you felt supported and informed throughout the process. I'm glad to have been there for you whenever you needed assistance. Thank you for sharing your experience! Please...
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Stephanie helped with all my questions, and communicated with me.
Reply from Stephanie Kruckenberg
May 28th, 2026 01:37 PM
Teddie, I'm grateful to hear that I could assist with your questions and provide clear communication. It was my pleasure to support you throughout the process. Congratulations on your new home! Wishing you many happy memories there!
Stephanie was very kind, knowledgeable, and prompt every step of the way. My partner and I had very busy schedules while we were going through the process, and Stephanie went out of her way to be there for us at every odd hour and for every...
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Reply from Stephanie Kruckenberg
May 26th, 2026 11:16 AM
Thank you both so much for your kind words! It was truly a pleasure helping you through the homebuying process and being part of such an exciting milestone. I know balancing busy schedules can make the process feel overwhelming at times, so...
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Stephanie was on the ball the entire time! Thank you Stephanie
Reply from Stephanie Kruckenberg
May 20th, 2026 12:36 PM
Erika, Thank you so much for the kind words! It was truly a pleasure helping you through the mortgage process. I’m so glad I could be there for you every step of the way. Thank you again for trusting me with your home financing — I sincerely...
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Stephanie has such an infectious personality - affable, thoughtful, and hard-working. She went above and beyond for me and my family throughout the entire home-buiying process.
Reply from Stephanie Kruckenberg
May 13th, 2026 04:20 PM
Thank you so much, Zach, for your incredibly kind words. It was truly an honor to work with you and your family during such an important milestone.You made the process enjoyable from start to finish, and I’m so grateful for the trust you placed...
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Stephanie made buying a new home effortless Compared to past experiences. Not to mention her getting me the best rate. Highly recommend to friends and family.
Reply from Stephanie Kruckenberg
May 12th, 2026 04:15 PM
Justin, Thank you so much for your kind words! It was truly a pleasure helping you through the homebuying process. I’m so glad we were able to make everything feel smooth and stress-free while also securing a great rate for your new home.Thank...
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Stephanie was available almost any time of day or night to help us with the mortgage, gave extremely clear instructions and explained every step of the way. She was extremely understanding of all our nervous first time homeowner questions,...
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Reply from Stephanie Kruckenberg
May 12th, 2026 01:59 PM
Thank you so much, John, for your incredibly kind words! It was truly an honor to help guide you through your first home purchase. Buying a home is such an exciting milestone, and I know it can also feel overwhelming at times, so I’m grateful...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.