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Stephanie Kruckenberg - Sr. Mortgage Loan Originator in Fairfield, NJ

Stephanie Kruckenberg

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Sr. Mortgage Loan Originator

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Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
  • Encompass
    M
    Mike G
    Pamplin, VA
    Posted on August 20th, 2026 02:09 PM
    Loan closed with zero issues!
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    Brandy K
    Pamplin, VA
    Posted on August 19th, 2026 02:07 PM
    Great communication, very responsive, and always willing to help. Highly recommend!
    Reply from Stephanie Kruckenberg
    August 26th, 2026 02:08 PM
    Brandy, thank you for your kind words. I'm glad to hear you had a positive experience with my communication and responsiveness. Your recommendation means a lot to me!
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    Laura M
    Madison Heights, VA
    Posted on July 29th, 2026 11:20 PM
    Stephanie was extremely communicative and responsive. She had a great attitude and did whatever it took to get the job done. Looking forward to working together with her again soon!
    Reply from Stephanie Kruckenberg
    August 6th, 2026 07:27 PM
    Laura, I'm grateful for your kind words and pleased to hear you had such a positive experience. I always aim to be communicative and responsive, and it's wonderful to know my efforts were appreciated. I look forward to working with you again...
    read more
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    Tiffany M
    Madison Heights, VA
    Posted on July 20th, 2026 12:38 PM
    Stephanie is very thorough throughout the entire home buying process. She puts her client's best interests first. She will find the right path for you. She is very trustworth.
    Reply from Stephanie Kruckenberg
    July 20th, 2026 01:14 PM
    Tiffany, thank you for your kind words. I'm glad to hear that you felt confident and supported throughout the home buying process. It's always my goal to prioritize my clients' best interests and guide them on the right path.
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    Ethan V
    Madison Heights, VA
    Posted on July 20th, 2026 03:00 AM
    Stephanie is very easy to work with and made it very easy to trust her. She stays on top of things and makes sure you are taken care of!
    Reply from Stephanie Kruckenberg
    July 20th, 2026 01:04 PM
    Ethan, I'm grateful for your kind words. It's important to me that my clients feel comfortable and well-supported throughout the process. Thank you for trusting me to take care of your financing needs. Wishing you many happy new memories in...
    read more
  • Encompass
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    Katherine L
    Farmville, VA
    Posted on July 15th, 2026 03:26 PM
    Super friendly, responsive, and helpful!
    Reply from Stephanie Kruckenberg
    July 20th, 2026 12:55 PM
    Katherine, Thank you so much for your kind words! It was truly a pleasure working with you throughout your home financing journey. I'm so glad I could make the process responsive, helpful, and as stress-free as possible. Wishing you many happy...
    read more
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    Lynley B
    Rustburg, VA
    Posted on July 11th, 2026 12:06 PM
    Thank you so much for all your help!
    Reply from Stephanie Kruckenberg
    July 13th, 2026 02:55 PM
    Lynley, I appreciate your kind words. I'm glad I could be of help to you, and I'm here if you need anything else in the future!
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    Thomas B
    Rustburg, VA
    Posted on July 8th, 2026 01:10 PM
    Stephanie is very kind and considerate. She helped us along every step of the way.
    Reply from Stephanie Kruckenberg
    July 8th, 2026 02:18 PM
    Thomas, thank you for taking the time to share your experience! It was an honor to help guide you through the home financing process. I'm so glad you felt supported every step of the way. I'm always here if you or someone you know needs mortgage...
    read more
  • Encompass
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    Thad P
    Rustburg, VA
    Posted on July 6th, 2026 05:32 PM
    Strephanie was accessible and available working with me while I was on international travel with extreme timezone deltas.
    Reply from Stephanie Kruckenberg
    July 6th, 2026 07:42 PM
    Thad, thank you for your kind words! It was truly a pleasure working with you. I'm glad we were able to stay connected and keep everything moving forward despite the international travel and significant time difference. Thank you for trusting...
    read more
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    Brandilyn S
    Lynchburg, VA
    Posted on June 28th, 2026 01:45 PM
    Stehanie was wonderful!
    Reply from Stephanie Kruckenberg
    July 3rd, 2026 01:46 PM
    It was great working with you! Thanks again for putting your trust in us.
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    About
    Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home. As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    1st Time Homebuyers
    VA loans
    Self-employed borrowers
    Investors
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    Positions
    • Fidelity Direct Mortgage - Senior Mortgage Loan Originator
      Jan 3rd, 2023 - Current
    Memberships
    • Lynchburg Association of Realtors
    • NMLS #2056158
    • Central Virginia Business Coalition
    • View All
    Addresses and Serving Areas

    Year Started

    1985

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS ID 2056158
    • VA, NC, FL, IL
    Awards
    Napoleon Band Mom
    Achievements
    • Homeschooled 3 children.
    Hobbies
    • Hanging out with my Family
    • Reading
    • Getting to the Gym
    • View All
    Disclaimer
    All borrowers may apply, not all may qualify.  This document is provided by Absolute Home Mortgage Corporation.  All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency.  Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend.  Rates, prices, guidelines, and minimum requirements are subject to change at any time.  Some products may not be available in all states.  Subject to review of credit and/or collateral.  Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners.  NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462.  Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3;  Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743;  Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.