Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Stephanie was great!
Always very responsive and informative. She helps to make the buying experience much more pleasant for the buyers.
Reply from Stephanie Kruckenberg
November 6th, 2026 07:51 PM
Thank you, Benjamin, for your kind words. I'm glad to know that my responsiveness and information made the buying experience more pleasant for you. At Absolute Home Mortgage Corp., we strive to support our clients every step of the way.
We closed on time without any strange requests and communications were great.
Reply from Stephanie Kruckenberg
October 21st, 2026 02:27 PM
I'm glad to hear that everything went smoothly and that the communication was great, Brendan. It was a pleasure working with you!
Stephanie was absolutely amazing throughout our home-buying journey! She was knowledgeable, supportive, patient, and always available to answer our questions. She made the entire process smooth and stress-free for our family. We truly appreciate...
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Reply from Stephanie Kruckenberg
October 5th, 2026 01:39 PM
It was truly a pleasure working with your family! ❤️ Helping make the home-buying journey as smooth and stress-free as possible is always my goal, and I’m so grateful you trusted me to guide you through the process.Your kind words mean more...
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Loan closed with zero issues!
Great communication, very responsive, and always willing to help. Highly recommend!
Reply from Stephanie Kruckenberg
August 26th, 2026 02:08 PM
Brandy, thank you for your kind words. I'm glad to hear you had a positive experience with my communication and responsiveness. Your recommendation means a lot to me!
Stephanie was extremely communicative and responsive. She had a great attitude and did whatever it took to get the job done. Looking forward to working together with her again soon!
Reply from Stephanie Kruckenberg
August 6th, 2026 07:27 PM
Laura, I'm grateful for your kind words and pleased to hear you had such a positive experience. I always aim to be communicative and responsive, and it's wonderful to know my efforts were appreciated. I look forward to working with you again...
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Stephanie is very thorough throughout the entire home buying process. She puts her client's best interests first. She will find the right path for you. She is very trustworth.
Reply from Stephanie Kruckenberg
July 20th, 2026 01:14 PM
Tiffany, thank you for your kind words. I'm glad to hear that you felt confident and supported throughout the home buying process. It's always my goal to prioritize my clients' best interests and guide them on the right path.
Stephanie is very easy to work with and made it very easy to trust her. She stays on top of things and makes sure you are taken care of!
Reply from Stephanie Kruckenberg
July 20th, 2026 01:04 PM
Ethan, I'm grateful for your kind words. It's important to me that my clients feel comfortable and well-supported throughout the process. Thank you for trusting me to take care of your financing needs. Wishing you many happy new memories in...
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Super friendly, responsive, and helpful!
Reply from Stephanie Kruckenberg
July 20th, 2026 12:55 PM
Katherine, Thank you so much for your kind words! It was truly a pleasure working with you throughout your home financing journey. I'm so glad I could make the process responsive, helpful, and as stress-free as possible. Wishing you many happy...
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Thank you so much for all your help!
Reply from Stephanie Kruckenberg
July 13th, 2026 02:55 PM
Lynley, I appreciate your kind words. I'm glad I could be of help to you, and I'm here if you need anything else in the future!
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.