Stephanie Kruckenberg

Sr. Mortgage Loan Originator

Fidelity Direct Mortgage - Fairfield, NJ

5.0

(85)

Contact Info

https://skruckenberg.fidelitydirectmortgage.com/

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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5.0

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Great at communicating

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Thank you for the positive review! I appreciate your trust in helping your purchase your 1st home!

I highly recommend Stephanie to anyone looking for a reliable and dedicated mortgage lender. She was always available to answer any questions and concerns promptly, making us feel confident in our choices. I truly appreciated her guidance every...

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Thank you for the positive review, Summer! It was my pleasure to help you through this journey!

I highly recommend Stephanie to anyone looking for a reliable and dedicated mortgage lender. She was alwaysavailable to answer any questions and concerns promptly, making us feel confident in our choices. I truly appreciated her guidance every...

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Thank you for the positive review! It was a pleasure working with you! I appreciate your trust in me to help you purchase your 1st home!

We are in the process of closing on a property and have been working with Stephanie for several weeks. I can't recommend her enough. She has been regular and open with her communication, transparent about the process, friendly, and professional....

Reply from Owner

March 27th, 2025 12:00 AM

Thank you for the positive review! I appreciate your trust in helping you secure financing for your new home!

Stephanie is a excellent communicator. She walked us though every step of the process. She always made sure we understood the loan process. She was patient and very caring.

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Thank you for taking the time to review me! I appreciate your trust in me to help you purchase your new home! It has been a pleasure working with you!

Stephanie was very knowledgeable and answered any questions I had along the way. It was a great experience from start to finish.

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Thank you so much for the positive review! It was my privilege to help you through this process. I wish you many happy memories in your new home! Please do not hesitate to reach out to me with any post-closing questions or future financing...

Stephanie worked so hard to help us through every step of the home buying process ! We are so grateful for her help and expertis.

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

It was my pleasure to work with you through this experience. Thank you for trusting me to help you!

Got the loan and closed

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Thank you for trusting me to help you secure financing! Your positive feedback and 5-star rating mean a lot to my us here at Fidelity Direct Mortgage. I am here if you ever have any other financial needs in the future. Thank you for choosing...

We are so thankful for all of the help and wisdom that Stephanie gave us in our move to Virginia. Moving from Kansas was difficult, but having a good team here in Lynchburg made everything possible.

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

Erik, I'm so happy to hear that you found our services helpful during your move to Virginia. Your kind words truly mean a lot to me, and I feel it was my pleasure to provide you with a smooth transition. I'm glad that the team and I at Fidelity...

Stephanie was so great! She knows her business!

Reply from Stephanie Kruckenberg

January 27th, 2026 09:58 PM

I'm so glad to hear you had a positive experience, Linda! It was an honor to help you navigate the homebuying process. Your feedback is greatly appreciated, and I'll continue to do my best to provide excellent service. Thanks for the 5-star...

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About

Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home. As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.

Products & Services

Mortgage Lender

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Home Renovation Loan

Mortgage Refinance

Specialities

1st Time Homebuyers

VA loans

Self-employed borrowers

Investors

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Positions

Fidelity Direct Mortgage - Senior Mortgage Loan Originator
Jan 3rd, 2023 - Current

Memberships

Lynchburg Association of Realtors
NMLS #2056158
Central Virginia Business Coalition

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

1985

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS ID 2056158
VA, NC, FL, IL

Awards

Napoleon Band Mom

Achievements

Homeschooled 3 children.

Hobbies

Hanging out with my Family
Reading
Getting to the Gym

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Disclaimer

All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.