Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Stephanie was communicative, supportive, and patient.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
I’m grateful for your kind feedback and the chance to work with you. Collaborations like this make my work so rewarding!
Stephanie was very professional and knowledgeable. She worked up multiple scenarios to give us a better understanding of our options. Walked us through every step and was a delight to work with, we will be definitely be working together again...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you for taking the time to give me a review! It was a pleasure walking through the options and tailoring scenarios to fit your goals. I’m thrilled the process felt clear and supportive. I look forward to helping you again on your next...
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Stephanie was knowledgeable, informative, and friendly. She made the process easy and understandable.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
I truly appreciate you taking the time to share this review. I’m glad I could make the process smooth and clear for you—it was wonderful working with you!
As stressful as it is as a first time homebuyer going through the process , Stephanie was extremely helpful in explaining what each and every thing meant and gave helpful tips throughout.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you for sharing your experience! Buying a first home is such an important milestone, and I’m honored to have been able to guide you through the process. I’m glad I could provide clarity and support along the way, and I wish you all the...
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Stephanie was very detailed and always available to answer questions we had! She was the perfect lender for our first time buying a home!
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for sharing your kind words! I’m so glad I could be a part of your very first home purchase—it’s such an exciting milestone. It was a true pleasure helping you through the process, and I’m thrilled to hear you felt supported...
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She is very knowledgeable and made the process very smooth.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
“Grateful for the kind words! I’m so glad the process felt smooth—it was a pleasure helping with your home financing. Wishing you all the best in your new home! If you or someone you know is looking to buy or refinance, I’d love to help.”
great experience 👍
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for sharing your feedback! I’m so glad you had a great experience—I truly enjoyed helping you with your home purchase. Wishing you all the best in your new home, and please don’t hesitate to reach out if I can ever be of help...
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Stephanie was just awesome. Constant communication, EXTREMELY helpful, above and beyond on all accounts. Any future mortgage type stuff that I do, Stephanie will be my first call. This small excerpt doesn't even begin to explain how good she...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
I’m truly touched by your thoughtful words — thank you! It was an absolute pleasure working with you, and I’m so grateful you allowed me to be part of your homebuying journey. Please don’t hesitate to reach out for anything you may need down...
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Stephanie was amazing, helped make the process simple and easy to understand. Went above and beyond what she needed to do to help me be able to get a home.
would recomend her to anyone looking for a place and would work with her again!
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for your kind words! I'm truly grateful for the opportunity to help you through this process and thrilled we were able to make it simple and successful. It means a lot that you’d recommend me, and I’d be honored to work with...
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Stephanie is such a delight to work with. Very professional and thorough and answered all questions promptly. I would choose working with her over and over again. She'd be also a great friend I'd like to continue knowing!
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for your kind words! It was truly a pleasure working with you as well. I’m so glad I could help make the process smooth and clear for you. Your trust means the world to me—and I’d absolutely love to stay in touch beyond just...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.