Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Stephanie made buying a home simple and got me the best rate!! Definitely referring to friends and family
Reply from Stephanie Kruckenberg
March 25th, 2026 12:44 PM
Thank you so much for your kind words! It truly means the world to me that I could help make your homebuying experience simple and secure a great rate for you.Referrals are the highest compliment I can receive—I'm grateful for your trust and...
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Stephanie was top notch in all areas. She was on top of everything from the first contact. She worked hard and got us a competitive reduced rate. She was very communicative which when you’re dealing with mortgages is what you want. We never...
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Reply from Stephanie Kruckenberg
March 11th, 2026 02:00 AM
Thank you so much for your kind words—it truly means a lot to me.Helping clients secure financing for their home is something I take very personally, and I’m grateful you trusted me to guide you through the process. Communication and making...
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Highly recommend!! Wow first time I met Stephanie was when she called me on her time off because my other lender wasn't available during normal office hours. That was just the start of all of the excellent experiences I received through closing....
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Reply from Stephanie Kruckenberg
March 3rd, 2026 10:45 PM
Thank you so much for your incredibly kind words. I truly cannot express how grateful I am for your trust in me throughout this process.Securing financing for a home is a big deal — it’s personal, it’s emotional, and it’s one of the most important...
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Thank you so much Stephanie for your help every step of the way!No matter the time of day, Stephanie was always readily available. Several times it was 9:00 at night and she was there to answer questions. I don't see many people doing that...
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Reply from Stephanie Kruckenberg
February 25th, 2026 02:50 PM
Thank you so much for your incredibly kind words! 💛 It truly means the world to me that you felt supported every step of the way. Buying a home is such an important milestone, and I’m honored I could be there to answer your questions — even...
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I had the pleasure of working with Stephanie to purchase a new home recently, and I couldn't be more pleased. Stephanie went above and beyond to not simply crunch numbers, but to listen to my needs and wants and help me choose the best property...
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Reply from Stephanie Kruckenberg
February 24th, 2026 02:31 PM
Thank you so much for your incredibly kind words! It truly means the world to me that you felt supported throughout the process. Helping you find not just the right home, but the right financing strategy to fit your goals, was an absolute pleasure....
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I am a first time home buyer with NO homebuying knowledge. Stephanie took The time to break everything down for me during the buying process from start to close! Stephanie was always available to answer any questions I had and always worked...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for taking the time to give me a review! It truly means a lot. I’m glad I could help make the homebuying process clear and manageable, especially as a first-time buyer. It was a pleasure working with you, and I’m always happy...
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Stephanie is very proactive in communication, anticipating and coming up with options in the event of a problem, and is always one step ahead in explaining each step in the process. I would use her services again
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you for taking the time to share this feedback. I truly appreciate your kind words and your trust throughout the process. It was a pleasure working with you, and I’m glad the experience met your expectations.If you—or anyone you know—need...
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S T E P H A N I E!!! 💖Patient - oh so patient with me!Super kind, helpful (over the top)!Knows her stuff!!If it hadn't been for her, I would have quit the process, given up, but she got me through it!I can't say enough about her!!!Thank you,...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Lisa, Thank you so much for your kind words! It means the world to hear that we could make the process smooth and encouraging for you. We’re so glad you stuck with it and trusted us to guide you through — congratulations on reaching the finish...
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I am a first-time home-buyer, and Stephanie made the process easy. She guided me through every step and helped me understand what to expect. I am so grateful for all of her help and the help of all of the other members of the FDM team.
Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for taking the time to give us a review! We’re thrilled to hear your first home-buying experience was smooth and positive. The entire FDM Team & I take pride in guiding our clients with care and clarity through every step...
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Stephanie was amazing throughout the whike whole process. This was my first time going through the cash-out refi process and she was very patient with me and all of my questions. I felt like she really worked with us to find the best product...
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Reply from Stephanie Kruckenberg
January 27th, 2026 09:58 PM
Thank you so much for the wonderful feedback! It was a pleasure working with you and helping you navigate your first cash-out refinance. I’m so glad you felt supported and informed every step of the way. Wishing you all the best as you move...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.