Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Stephanie is very kind and considerate. She helped us along every step of the way.
Reply from Stephanie Kruckenberg
July 8th, 2026 02:18 PM
Thomas, thank you for taking the time to share your experience! It was an honor to help guide you through the home financing process. I'm so glad you felt supported every step of the way. I'm always here if you or someone you know needs mortgage...
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Strephanie was accessible and available working with me while I was on international travel with extreme timezone deltas.
Reply from Stephanie Kruckenberg
July 6th, 2026 07:42 PM
Thad, thank you for your kind words! It was truly a pleasure working with you. I'm glad we were able to stay connected and keep everything moving forward despite the international travel and significant time difference. Thank you for trusting...
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Stehanie was wonderful!
Reply from Stephanie Kruckenberg
July 3rd, 2026 01:46 PM
It was great working with you! Thanks again for putting your trust in us.
The ease and speed Stephanie was able to get me qualified and the time she spent on having everythiong go through smoothly was unmatched!
Reply from Stephanie Kruckenberg
June 24th, 2026 07:19 PM
Mary, I'm grateful for your kind words and pleased to hear that the process was smooth and efficient for you. It was my pleasure to assist you, and I'm here if you need anything else in the future.
Great communication throughout the transaction.
Reply from Stephanie Kruckenberg
June 25th, 2026 11:06 AM
Jim, thank you for taking the time to give me a positive review! Successful transactions are built on teamwork and communication, and I'm grateful for the opportunity to work alongside professionals like you. Wishing you continued success,...
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We had a wonderful experience working with Stephanie. Would recommend to anyone purchasing a home.
Reply from Stephanie Kruckenberg
June 22nd, 2026 03:07 PM
Sally, I'm grateful for your kind words and recommendation. It's great to know you had a wonderful experience working with me. If there's anything more I can assist you with, please reach out!
She was knowledgeable about the product and took the time to understand what we were lolking for and delivered. Candy was great to work with too
Reply from Stephanie Kruckenberg
June 19th, 2026 07:50 PM
Joe, it was truly a pleasure helping you with your financing and finding the right solution for your needs. Taking the time to understand your goals is one of the most important parts of the process, and I'm glad we were able to deliver. I'll...
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Stephanie is top notch, as always. Her communication is second to none, and she does a great job working with all types of clients and loan scenarios to get deals to the closing table.She is always one of the first lenders I recommend when...
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Reply from Stephanie Kruckenberg
June 19th, 2026 07:46 PM
Ben, Thank you so much for your kind words and continued trust! Your support and referrals mean a great deal to me. I truly enjoy working with you and appreciate the confidence you place in me and my team.Every client and loan scenario is unique,...
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Stephanie at Fidelity Mortgage made every step in the process of my loan easy. She Let me know everything that I needed to do and when I needed to do it. Im extremely grateful and satisfied with her help. Highly recommended.
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Reply from Stephanie Kruckenberg
June 8th, 2026 01:22 PM
Julian, I truly appreciate your kind words and recommendation. I'm glad I could make the loan process easy for you and keep you informed every step of the way. Your satisfaction is very important to me, and I'm grateful for the opportunity...
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Stephine is a wonderful person and has a great personality. She was ever step of the way. She made sure that I understood everything that was going on. I could reach her after hours if I had a question about anything. I really appreciate everything...
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Reply from Stephanie Kruckenberg
May 31st, 2026 01:34 AM
Tyron, I'm so grateful for your kind words. It's important to me that you felt supported and informed throughout the process. I'm glad to have been there for you whenever you needed assistance. Thank you for sharing your experience! Please...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.