Stephanie Kruckenberg
Sr. Mortgage Loan Originator
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Stephanie helped with all my questions, and communicated with me.
Reply from Stephanie Kruckenberg
May 28th, 2026 01:37 PM
Teddie, I'm grateful to hear that I could assist with your questions and provide clear communication. It was my pleasure to support you throughout the process. Congratulations on your new home! Wishing you many happy memories there!
Stephanie was very kind, knowledgeable, and prompt every step of the way. My partner and I had very busy schedules while we were going through the process, and Stephanie went out of her way to be there for us at every odd hour and for every...
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Reply from Stephanie Kruckenberg
May 26th, 2026 11:16 AM
Thank you both so much for your kind words! It was truly a pleasure helping you through the homebuying process and being part of such an exciting milestone. I know balancing busy schedules can make the process feel overwhelming at times, so...
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Stephanie was on the ball the entire time! Thank you Stephanie
Reply from Stephanie Kruckenberg
May 20th, 2026 12:36 PM
Erika, Thank you so much for the kind words! It was truly a pleasure helping you through the mortgage process. I’m so glad I could be there for you every step of the way. Thank you again for trusting me with your home financing — I sincerely...
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Stephanie has such an infectious personality - affable, thoughtful, and hard-working. She went above and beyond for me and my family throughout the entire home-buiying process.
Reply from Stephanie Kruckenberg
May 13th, 2026 04:20 PM
Thank you so much, Zach, for your incredibly kind words. It was truly an honor to work with you and your family during such an important milestone.You made the process enjoyable from start to finish, and I’m so grateful for the trust you placed...
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Stephanie made buying a new home effortless Compared to past experiences. Not to mention her getting me the best rate. Highly recommend to friends and family.
Reply from Stephanie Kruckenberg
May 12th, 2026 04:15 PM
Justin, Thank you so much for your kind words! It was truly a pleasure helping you through the homebuying process. I’m so glad we were able to make everything feel smooth and stress-free while also securing a great rate for your new home.Thank...
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Stephanie was available almost any time of day or night to help us with the mortgage, gave extremely clear instructions and explained every step of the way. She was extremely understanding of all our nervous first time homeowner questions,...
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Reply from Stephanie Kruckenberg
May 12th, 2026 01:59 PM
Thank you so much, John, for your incredibly kind words! It was truly an honor to help guide you through your first home purchase. Buying a home is such an exciting milestone, and I know it can also feel overwhelming at times, so I’m grateful...
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Stephanie was exceptional in getting my clients a fantastic loan program as well as a grant that allowed them to land an amazing home at a great price. She went above and beyond to make sure they were able to be in their new home for Mother's...
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Reply from Stephanie Kruckenberg
May 12th, 2026 01:40 PM
Adam, Thank you so much for your kind words! It was truly a pleasure working with you and helping your clients secure a great loan program and grant opportunity to make homeownership possible. I’m especially grateful for the collaboration and...
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Stephanie is an extremely hardworking professional who takes the time to truly understand her clients’ needs and match them with the best financing options for their specific situations. She also offers nonconventional solutions for investors...
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Reply from Stephanie Kruckenberg
April 28th, 2026 01:43 AM
Thank you so much for your kind words—it truly means a lot, especially coming from someone I respect and enjoy working with as much as you.Your dedication to your clients and commitment to doing things the right way never go unnoticed, and...
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Stephanie made it great. She is very pleasant to work with, is very knowledgeable, and works very hard to get you the best possible deal!
Reply from Stephanie Kruckenberg
April 20th, 2026 10:17 PM
John, I'm grateful for your kind words. It's appreciated to know that you found my efforts and knowledge helpful in securing the best deal. Working with clients like you makes my job rewarding. Thank you for the positive feedback!
Stephanie made this deal happen and was always attentive and communicated well. She kept us on track and gave us the gentle nudges we needed to get into our new home. As a real estate agent myself, there agree many lending agents we could have...
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Reply from Stephanie Kruckenberg
April 14th, 2026 12:26 PM
That means so much to me—especially coming from a fellow real estate professional who truly understands the process. It was such a pleasure working with you and being part of your journey to a new home! I Thank you for your trust, your partnership,...
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time Homebuyers
VA loans
Self-employed borrowers
Investors
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Positions
- Fidelity Direct Mortgage - Senior Mortgage Loan OriginatorJan 3rd, 2023 - Current
Memberships
- Lynchburg Association of Realtors
- NMLS #2056158
- Central Virginia Business Coalition
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID 2056158
- VA, NC, FL, IL
Awards
Napoleon Band Mom
Achievements
- Homeschooled 3 children.
Hobbies
- Hanging out with my Family
- Reading
- Getting to the Gym
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Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.