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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    G
    George M
    Durham, NC
    Posted on August 20th, 2020 12:27 PM
    The friendly staff kept us fully informed on the process. They were extremely knowledgeable and quick to answer our questions.
  • Encompass
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    Christopher H
    Isle Of Palms, SC
    Posted on August 16th, 2020 11:19 PM
    Thanks Skip and team, great job.
  • Encompass
    E
    Edwin B
    Jefferson, NC
    Posted on August 15th, 2020 12:10 PM
    Skip was very easy to work with and stayed on top of everything
  • Encompass
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    Wendy G
    Cornelius, NC
    Posted on August 10th, 2020 08:38 PM
    Skip goes above and beyond to make himself available to his clients. He is very patient and takes the time to explain everything to buyers as they navigate the loan process. Thank you Skip!
  • Encompass
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    Robert P
    Holly Springs, NC
    Posted on August 8th, 2020 06:15 PM
    Skip provided the highest level of service and attention to my needs. Fantastic!
  • Encompass
    K
    Kim S
    Cornelius, NC
    Posted on August 7th, 2020 01:06 PM
    So organized, efficient and great communication
  • Encompass
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    Carla S
    Fort Mill, SC
    Posted on August 6th, 2020 12:10 PM
    Skip helped me walk my clients through the home-buying process, and was instrumental in making it as seamless as possible!
  • Encompass
    S
    Sandra J
    Cornelius, NC
    Posted on August 5th, 2020 11:10 AM
    Was very pleased with how they got back to me quickly no matter when or how many times I called. They were always. Pleasant and had the answers needed. The process moved forward in a timely manner due to them being on top of notifying and following...
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  • Encompass
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    Patrick H
    Fort Mill, SC
    Posted on August 4th, 2020 12:10 PM
    Skip was thorough, pleasant, understanding and knowledgeable! He made a big decision and move so much easier and smooth. Couldn't ask for a better partner!
  • Encompass
    J
    Jennifer K
    Charlotte, NC
    Posted on August 3rd, 2020 07:27 PM
    Some friends referred us to work with Skip for our refinance and we are blessed to have made the connection. We were kept informed through every step of the process, and any questions we had were answered promptly and thoroughly. We would gladly...
    read more
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.