Skip O’Neal's Cover Image
Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

ClaimedPro

Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

Company Logo
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
  • Encompass
    J
    Jeremy M
    Gastonia, NC
    Posted on August 9th, 2026 03:09 PM
    Great job. Quick and honest.
    Reply from Skip O’Neal
    August 12th, 2026 03:10 PM
    Thank you, Jeremy. I'm happy to know you appreciated the quick and honest service. If there's anything else I can assist you with, please let me know.
  • Encompass
    B
    Benjamin C
    Charlotte, NC
    Posted on August 7th, 2026 12:52 PM
    Skip did a great job.
    Reply from Skip O’Neal
    August 10th, 2026 12:53 PM
    Thank you, Benjamin. I'm glad to hear you had a positive experience. If there's anything else I can do for you, please feel free to reach out.
  • Encompass
    V
    Vickie L C
    Charlotte, NC
    Posted on August 5th, 2026 06:49 PM
    Skip went out of his way to make this happen for us. It was a tough one but we all hung right in there. His team was professional even though there were times we got frustrated. Thank you all for everything.
    Reply from Skip O’Neal
    August 10th, 2026 08:48 PM
    I'm grateful for your kind words, Vickie. I'm pleased to hear that my team and I could support you through the tough process. If you have any further questions or need assistance, please feel free to reach out.
  • Encompass
    M
    Michael J P
    Fort Mill, SC
    Posted on July 20th, 2026 03:36 PM
    nothing comes to mind
    Reply from Skip O’Neal
    July 23rd, 2026 03:37 PM
    Thank you, Michael. If there's anything specific you'd like to discuss or if any questions arise later, please feel free to reach out.
  • Encompass
    A
    Angela T
    Charlotte, NC
    Posted on July 6th, 2026 04:43 PM
    Skip was very responsive throughout the entire process. I had many questions and he left none of them unanswered.
    Reply from Skip O’Neal
    July 9th, 2026 04:44 PM
    I'm grateful for your kind words, Angela. I'm pleased to know that I could provide the responsiveness and thorough answers you needed during the process. If you have any more questions or need assistance in the future, please don't hesitate...
    read more
  • Encompass
    L
    Luz C
    Davidson, NC
    Posted on May 13th, 2026 02:02 PM
    Communiation and speed :)
    Reply from Skip O’Neal
    May 18th, 2026 08:51 PM
    I'm happy to hear that you appreciated the communication and speed, Luz. If there's anything more I can assist you with, please let me know.
  • Encompass
    M
    Michael D
    Charlotte, NC
    Posted on May 3rd, 2026 10:39 PM
    Skip kept us in the loop every step of the way and always answered every question we had and his team was prompt and helpful in every way
    Reply from Skip O’Neal
    May 7th, 2026 05:42 PM
    I'm pleased to hear that you felt well-informed throughout the process, Michael. It's great to know that both my team and I could assist you effectively. If you have any future questions or needs, please feel free to reach out.
  • Encompass
    L
    Leanna R
    Charlotte, NC
    Posted on April 26th, 2026 10:44 AM
    Working with Skip was an exceptional experience from start to finish. He managed every aspect of the mortgage process with professionalism, precision and efficiency. His expertise and attention to detail gave me confidence throughout the transaction....
    read more
    Reply from Skip O’Neal
    April 29th, 2026 04:08 PM
    Thank you for your kind words, Leanna. I'm glad to hear that my professionalism and attention to detail made your mortgage process a confident experience. I truly appreciate your recommendation and am here for any future needs you may have.
  • Encompass
    R
    Richard N A
    Belmont, NC
    Posted on April 24th, 2026 06:00 PM
    Skip O'Neal is very knowledgeable and always so very helpful in many ways. He is able to explain in great detail questions that may arise and also is very reachable at any given time. Also, he is able to explain the process and what is coming...
    read more
    Reply from Skip O’Neal
    April 27th, 2026 06:01 PM
    I appreciate your kind words, Richard. It's great to know that you found my explanations and availability helpful throughout the process. Thank you for recommending my services to others—I'm here whenever you need assistance.
  • Encompass
    C
    Carolyn C F
    Marshville, NC
    Posted on April 17th, 2026 12:03 PM
    The communication was wonderful.
    Reply from Skip O’Neal
    April 20th, 2026 02:52 PM
    I'm grateful for your kind words about the communication, Carolyn. It's important to me that you had a positive experience. If there's anything else I can do for you, please let me know.
  • 10 of 483
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.