Skip O’Neal
Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Good communication and flexibilty
Reply from Skip O’Neal
November 3rd, 2026 04:12 PM
I'm pleased to hear that you appreciated the communication and flexibility, Michael. At Highlands Residential Mortgage, Ltd., I strive to ensure a smooth experience for all my clients.
Skip always does an amazing job We closed in less than a month!
Reply from Skip O’Neal
November 3rd, 2026 09:50 PM
I'm pleased to hear that you had such a positive experience, Lisa. Closing in less than a month with Highlands Residential Mortgage, Ltd. is something I'm glad to have been a part of. Thank you for your kind words!
Skip was so great to work with- kept us informed every step of the way and made the whole process (mostly) stress free! Would definitly recommend him!
Reply from Skip O’Neal
October 23rd, 2026 07:30 PM
I'm happy to know that I could keep you informed and help make the process mostly stress-free, Denise. At Highlands Residential Mortgage, Ltd., ensuring a smooth experience for you is always my goal. Thank you for your recommendation!
Skip was great! Very knowledgable and was happy to look at many different options for us! Was also able to get us to the closing table quickly which was very helpful!
Reply from Skip O’Neal
October 15th, 2026 02:21 PM
I'm glad to know that my knowledge and ability to explore various options were helpful in your journey, Amanda. At Highlands Residential Mortgage, Ltd., ensuring a smooth and swift closing process is something I always strive for.
Skip and his team went above and beyond to make sure that we could not only close by the given deadline, but also to customize the loan terms to meet our individual financial needs.
Reply from Skip O’Neal
October 15th, 2026 12:50 PM
I'm glad to hear that I and my team were able to meet your financial needs and close by the deadline, Stephen. At Highlands Residential Mortgage, Ltd., we aim to provide personalized service for each client. If you have any further questions...
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Skip was always available for questions and made the process easy.
Reply from Skip O’Neal
October 13th, 2026 04:05 PM
I'm pleased to hear that I could make the process easy for you, Eric. At Highlands Residential Mortgage, Ltd., we strive to be available and supportive throughout your journey.
Everything was explained well, and if i had any questions, they were addressed. bery friendly and professional service.
Reply from Skip O’Neal
October 6th, 2026 06:48 PM
I'm happy to hear that you found the explanations clear and felt comfortable asking questions, Harriett. Providing friendly and professional service is always my goal at Highlands Residential Mortgage, Ltd. Thank you for your kind words.
It's easy to trust Skip and his team every step of the way. Always felt prepared for the next step.
Reply from Skip O’Neal
September 11th, 2026 03:55 PM
Thank you, Irving. I'm grateful to know that you felt prepared and trusted me and my team throughout the process. If you need anything else, please feel free to reach out.
It was the ease of communication with Skip and his team. He answered our questions and made it a seamless process. This is our second home buying experience with Skip and his team and as always , they exceeded our expectation. Thanks again!...
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Reply from Skip O’Neal
August 31st, 2026 06:06 PM
Thank you, James. I'm glad to hear that the communication with my team and I made your home buying experience seamless. It's wonderful to know we've exceeded your expectations once again. If you have any more questions or need further assistance,...
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Skip is knowledgeable, professional, and communicative. He's a problem solver and I've never missed a loan closing with him.
Reply from Skip O’Neal
August 27th, 2026 03:55 PM
Thank you, John. I'm pleased to hear that you value my knowledge and communication. It's great to know I've been able to ensure smooth loan closings for you.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Highlands Residential Mortgage Ltd. - Loan OfficerFeb 1st, 2018 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 91400,SC: MLO - 91400, NC: I-109407
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