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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    T
    Trudy K
    Charlotte, NC
    Posted on September 2nd, 2020 05:15 PM
    We've been using Skip for all of our mortgage needs for years. He's the greatest. He's not only a master of mortgages, he showed up at our door with a bottle of quality wine & Christmas cookies! We can't ask for anything more!
  • Encompass
    H
    Hugh H
    Concord, NC
    Posted on September 1st, 2020 04:24 PM
    Skip and the Highlands team are 5-star, 5-diamond best-in-the-business. Add to that a user-friendly application process with a streamlined app and you're very much in great hands.
  • Encompass
    C
    Caroline E
    Cornelius, NC
    Posted on August 31st, 2020 03:48 PM
    I appreciated how informed I was during the entire process. Thank you to Skip and his team!
  • Encompass
    B
    Bridget H
    Candler, NC
    Posted on August 31st, 2020 03:02 PM
    Skip and his team were very thorough and for the loan done on time.
  • Encompass
    D
    Donna L
    Charlotte, NC
    Posted on August 29th, 2020 05:26 PM
    I can not say enough good things about my experience with Skip and his team. One of the most impressive & surprising events was when the quoted mortgage rate was decreased to an even better rate, without me even asking Skip to look into a lower...
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  • Encompass
    D
    David M
    Candler, NC
    Posted on August 28th, 2020 11:19 AM
    The communication with Skip was great. The on-line tool was just ok. Had issues along the way which was frustrating at times. Not a reflection on Skip, but important to be addressed for future customers.
  • Encompass
    R
    Raymond E
    Charlotte, NC
    Posted on August 27th, 2020 11:55 AM
    Easy process. Skip stayed on top of everything and made it simple.
  • Encompass
    M
    Miriam S
    Charlotte, NC
    Posted on August 25th, 2020 11:02 PM
    I have worked with Skip before and my experience this time was a great one, as always! The communication was good and I received frequent email as to what stage the loan was at. The emails also included little video clips to give me more information...
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  • Encompass
    M
    Melinda B
    Charlotte, NC
    Posted on August 25th, 2020 02:23 PM
    I have worked with Skip for many years, and he's the only lender I would want to assist me. He works for MY benefit!
  • Encompass
    J
    Joseph M
    Charlotte, NC
    Posted on August 21st, 2020 11:44 AM
    Good communication and knowledge of the loan process
  • 341–350 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.