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Charlotte in Charlotte, NC

Charlotte, NC

A Higher Standard of Lending

Charlotte, NC
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Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resou... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
97%
4 Star
2%
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Reviews from Web
  • M
    Michael J R
    Emerald Isle, NC
    Posted on October 31st, 2026 04:12 PM
    Good communication and flexibilty
    Reply from Skip O’Neal
    November 3rd, 2026 04:12 PM
    I'm pleased to hear that you appreciated the communication and flexibility, Michael. At Highlands Residential Mortgage, Ltd., I strive to ensure a smooth experience for all my clients.
  • L
    Lisa W
    Matthews, NC
    Posted on October 31st, 2026 01:26 PM
    Skip always does an amazing job We closed in less than a month!
    Reply from Skip O’Neal
    November 3rd, 2026 09:50 PM
    I'm pleased to hear that you had such a positive experience, Lisa. Closing in less than a month with Highlands Residential Mortgage, Ltd. is something I'm glad to have been a part of. Thank you for your kind words!
  • B
    Bryce W
    Monroe, NC
    Posted on October 30th, 2026 04:19 PM
    Ashleigh was an incredible communicator during our house buying experience always keeping us on track and serving as mediator between us and the underwriter who was frustrating to work with.
    Reply from Ashleigh Smyth
    October 30th, 2026 04:32 PM
    I appreciate your kind words about my service, Bryce. Buying a home is a process and I'm here to guide you through! Hope you and Whitney enjoy many happy years in your new home.
  • K
    Kristie F
    Monroe, NC
    Posted on October 28th, 2026 11:59 AM
    Ashleigh really takes pride in what she does as a lender and she's helped 2 of my first time buyers move into their fnew homes! The industry needs more people like Ashleigh for certain! I'm grateful our paths have crossed.
    read more
    Reply from Ashleigh Smyth
    October 28th, 2026 03:14 PM
    I am too, Kristie! I appreciate your trust and think, with our shared goal of helping clients become homeowners, that we make a GREAT team! I look forward to the next opportunity we have to serve another family.
  • D
    Denise B R
    Emerald Isle, NC
    Posted on October 20th, 2026 07:30 PM
    Skip was so great to work with- kept us informed every step of the way and made the whole process (mostly) stress free! Would definitly recommend him!
    Reply from Skip O’Neal
    October 23rd, 2026 07:30 PM
    I'm happy to know that I could keep you informed and help make the process mostly stress-free, Denise. At Highlands Residential Mortgage, Ltd., ensuring a smooth experience for you is always my goal. Thank you for your recommendation!
  • M
    Melanie B
    Stony Point, NC
    Posted on October 18th, 2026 01:55 PM
    Jennie! She worked with my client, spent time answering his questions. She is so knowledgeable and fabulous to work with.
    Reply from Jennie Daniels
    October 19th, 2026 02:23 PM
    Thank you for your kind words Melanie! I enjoyed working with you and your clients too! They were Awesome! I am glad we were both able to get them into their 1st Home! I look forward to working with you again!
  • A
    Amanda R
    Indian Trail, NC
    Posted on October 12th, 2026 02:20 PM
    Skip was great! Very knowledgable and was happy to look at many different options for us! Was also able to get us to the closing table quickly which was very helpful!
    Reply from Skip O’Neal
    October 15th, 2026 02:21 PM
    I'm glad to know that my knowledge and ability to explore various options were helpful in your journey, Amanda. At Highlands Residential Mortgage, Ltd., ensuring a smooth and swift closing process is something I always strive for.
  • S
    Stephen M R
    Indian Trail, NC
    Posted on October 12th, 2026 12:49 PM
    Skip and his team went above and beyond to make sure that we could not only close by the given deadline, but also to customize the loan terms to meet our individual financial needs.
    Reply from Skip O’Neal
    October 15th, 2026 12:50 PM
    I'm glad to hear that I and my team were able to meet your financial needs and close by the deadline, Stephen. At Highlands Residential Mortgage, Ltd., we aim to provide personalized service for each client. If you have any further questions...
    read more
  • E
    Eric S
    Indian Trail, NC
    Posted on October 10th, 2026 11:33 AM
    Skip was always available for questions and made the process easy.
    Reply from Skip O’Neal
    October 13th, 2026 04:05 PM
    I'm pleased to hear that I could make the process easy for you, Eric. At Highlands Residential Mortgage, Ltd., we strive to be available and supportive throughout your journey.
  • J
    Jennifer K F
    Stanley, NC
    Posted on October 4th, 2026 12:07 AM
    Jennie went above and beyond to make our dreams come true with this land/home purchase/financing
    Reply from Jennie Daniels
    October 4th, 2026 11:02 PM
    Thank you Jennifer! You were Great to work with! I am glad everything worked out! I hope you and your family will be very happy with your new home purchase! Best Wishes!
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    About
    Thank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.