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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    M
    Marian L
    Mount Holly, NC
    Posted on August 3rd, 2020 04:07 PM
    Attention to detail and quick response time
  • Encompass
    G
    Gregory S
    Matthews, NC
    Posted on August 3rd, 2020 12:28 PM
    Easiest refinance ever done. Skip was on top of everything
  • Encompass
    T
    Tammy M
    Tega Cay, SC
    Posted on August 3rd, 2020 11:04 AM
    .
  • Encompass
    R
    Randy W
    Concord, NC
    Posted on August 2nd, 2020 04:43 PM
    Skip helped talk us off the cliff when underwriting came back with unusual requests (especially given COVID).
  • Encompass
    V
    Vandana H
    Charlotte, NC
    Posted on August 2nd, 2020 12:59 PM
    Thank you!!
  • Encompass
    K
    Kristin T
    Mooresville, NC
    Posted on August 1st, 2020 01:24 PM
    Skip is thorough and expeditious in every facet of the closing process. He has creative solutions for any bumps in the road and makes clients and agents feel like he really cares for them and the outcome of the transaction.
  • Encompass
    C
    Christine H
    Charlotte, NC
    Posted on July 31st, 2020 12:06 PM
    I was the listing agent...so minimal interaction...but all went very well from our view.
  • Encompass
    C
    Cynthia P
    Weddington, NC
    Posted on July 28th, 2020 11:57 AM
    Skip was awesome to work with! Fabulous with communication, updates and facilitating the closing. He is fantastic!
  • Encompass
    A
    Angela M
    Durham, NC
    Posted on July 25th, 2020 01:49 PM
    Prompt communication, friendly staff and the stellar videos!
  • Encompass
    D
    Deborah L
    Charlotte, NC
    Posted on July 24th, 2020 09:21 PM
    The 24 hours prior to closing were a nightmare. No one seemed to know what kind of insurance coverage I needed. Plus, the final dollar figure was not available by 4:00 the day before and I was waiting in the bank for 45 minutes to wire monies;...
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  • 361–370 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.