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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    C
    Christopher J
    Charlotte, NC
    Posted on January 2nd, 2021 01:33 PM
    Skip and his team did a tremendous job. As a new homeowner, I was overwhelmed at first by the prospect of the loan process. Skip and his team made the entire process stress free. They are professional, courteous and kind.
  • Encompass
    M
    Michael P
    Concord, NC
    Posted on January 1st, 2021 01:49 PM
    Skip saved this entire home buying process for us. He answered every question we had multiple times, tried to do what was best for us at every single turn, and got us to the finish line. Skip is incredible and I can't thank him enough.
  • Encompass
    B
    Bradley C
    Indian Trail, NC
    Posted on December 31st, 2020 01:13 PM
    There were no surprises. I have purchased many homes and dealt with many different loan types over the years. There are always “surprises” that mean someone has to go back on their word. Not with Skip. If it isn’t true, Skip doesn’t promise...
    read more
  • Encompass
    K
    Kalie B
    Charlotte, NC
    Posted on December 31st, 2020 01:00 PM
    Skip always comes through for my clients - he and his team are efficient, organized and incredibly professional. It’s a pleasure to work with Skip!
  • Encompass
    T
    Tammi B
    Charlotte, NC
    Posted on December 24th, 2020 02:24 PM
    We have refinanced several times and Skip has always made it very personable, like a friend. He makes the transaction easy and painless with no hiccups. The lawyer always has everything prepared to sign and go. Thank you again Skip for your...
    read more
  • Encompass
    D
    Donna E
    Concord, NC
    Posted on December 19th, 2020 10:39 PM
    Na
  • Encompass
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    Loriann M
    Charlotte, NC
    Posted on December 17th, 2020 12:44 PM
    Such a smooth process for us!
  • Encompass
    S
    Scott M
    Charlotte, NC
    Posted on December 15th, 2020 06:16 PM
    Skip offered solutions that I had not thought of and was patient in explaining to a first time home buyer.
  • Encompass
    J
    Jeffrey S
    Charlotte, NC
    Posted on December 14th, 2020 01:29 PM
    This is the third time we’ve worked with Skip and wouldn’t work with anyone else. He’s quick to answer questions, and prepared for each stage of the process to make it as seamless as possible.
  • Encompass
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    Brian A
    Matthews, NC
    Posted on December 14th, 2020 12:54 PM
    Constant communication
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.