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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    E
    Eugene R
    Weddington, NC
    Posted on December 12th, 2020 02:02 PM
    Informative and quick.
  • Encompass
    S
    Suzanne K
    Charlotte, NC
    Posted on December 2nd, 2020 01:37 AM
    Skip was super responsive and attentive. I had a million questions, as this was a an unfamiliar process to me, and he was always patient. In addition, my credit report uncovered erroneous information that had to be dealt with - another unfamiliar...
    read more
  • Encompass
    J
    Joseph R
    Charlotte, NC
    Posted on November 30th, 2020 02:10 PM
    I was working with Skip before we started a home renovation to determine the best way to finance the project. Skip took great interest in finding the solution that was best for my family and followed up with me frequently during the project...
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  • Encompass
    A
    Abbie P
    Charlotte, NC
    Posted on November 29th, 2020 12:25 AM
    Skip was extremely attentive and took time to answer any and al questions. Great experience!
  • Encompass
    A
    Andrea M
    Concord, NC
    Posted on November 28th, 2020 04:51 PM
    Skip was incredibly helpful, communicative, friendly, informative, Jan he responded to emails very quickly! We absolutely loved the app interface. The refinancing process was incredibly smooth and seamless, and skipping his team were so accommodating...
    read more
  • Encompass
    T
    Tracy K
    Harrisburg, NC
    Posted on November 17th, 2020 12:19 AM
    Explain everything, very patient,and fast
  • Encompass
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    Joseph B
    Charlotte, NC
    Posted on November 16th, 2020 12:49 PM
    Well explained guided process and helpful staff.
  • Encompass
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    Susie M
    Charlotte, NC
    Posted on November 14th, 2020 02:27 AM
    Skip does a great job. Responsive when I refer my buyer clients to him (he wins their business). Always works hard to get back to me quickly when I have questions. My client who closed yesterday was very pleased.
  • Encompass
    I
    Irving S
    Charlotte, NC
    Posted on November 11th, 2020 03:33 PM
    Skip makes the process smooth as can be. Worked with him several times and always a good experience.
  • Encompass
    A
    Anthony F
    Charlotte, NC
    Posted on November 10th, 2020 09:43 PM
    Great communication and speed. The client liked working with him as well. That's all I can ask for.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.