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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    C
    Charles A
    Apex, NC
    Posted on February 27th, 2021 04:22 PM
    Skip and his team made the refinance process a simple and speedy task. The portal made it easy to upload documents and the videos were informative on keeping you updated on your loan's progress. Skip was very knowledgeable and helpful in progressing...
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  • Encompass
    E
    Elizabeth T
    Charlotte, NC
    Posted on February 13th, 2021 08:55 PM
    Skip and the his team made every step of our mortgage process clear and were available for anything we needed. We are so glad we went with Highlands.
  • Encompass
    R
    Raul R
    Concord, NC
    Posted on February 8th, 2021 05:17 AM
    Fast response, quick to get back to you and very helpful
  • Encompass
    G
    Gene C
    Davidson, NC
    Posted on February 6th, 2021 02:31 PM
    Speedy, timely, and clear communication through out. Regular check-ins on progress of our loan with smart solutions to any bumps in the road along the way!
  • Encompass
    R
    Rebekah M
    Charlotte, NC
    Posted on January 23rd, 2021 04:18 PM
    Skip was very helpful through the whole process. He was quick to respond, and quick to get us answers. He kept us on a quick timeline to turn around the refinance, and made each step easy for us.
  • Encompass
    D
    Diane D
    Charlotte, NC
    Posted on January 19th, 2021 08:54 PM
    From the very beginning of our communication with Skip we received the most professional service. His staff kept us informaed every step along the way to the completion of our business with Skip. We will be doing business with Skip again.
  • Encompass
    C
    Christian M
    Charlotte, NC
    Posted on January 14th, 2021 05:26 PM
    Skip is very approachable and solutions-oriented.
  • Encompass
    D
    David H
    Charlotte, NC
    Posted on January 14th, 2021 01:53 PM
    Skips professionalism, patience and knowledge is exactly what you want out of someone managing one of your largest investments.
  • Encompass
    T
    Timothy M
    Charlotte, NC
    Posted on January 14th, 2021 09:17 AM
    Very clear with all the details!
  • Encompass
    V
    Victor W
    Stanley, NC
    Posted on January 8th, 2021 01:54 PM
    Skip was very proactive in insuring that the loan process went smoothly. He provided a very competitive rate and closing costs were minimal. Extremely responsive - got back to us in minutes whether it was day, night or weekends.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.