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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    B
    Brienna L
    Matthews, NC
    Posted on April 4th, 2021 12:59 PM
    We are first time homebuyers and Skip took the time to educate us and help us make the right decisions.
  • Encompass
    C
    Caran C
    Waxhaw, NC
    Posted on April 3rd, 2021 03:32 PM
    Thoughtful and informative communication. Very pleased with the ideas and services provided. thanks so much!
  • Encompass
    A
    Andrwe S
    Kannapolis, NC
    Posted on April 1st, 2021 09:04 AM
    Skip’s care and communication was top notch. I will definitely be referring him to other clients.
  • Encompass
    D
    Daniel C
    Charlotte, NC
    Posted on March 26th, 2021 02:24 AM
    This is our THIRD time working with Skip! He's fantastic! This time around, Skip was incredibly patient and helpful as we took a long time evaluating options and deciding if we wanted to move forward with a refinance. We're so glad we did!
    read more
  • Encompass
    K
    Kristin T
    Troutman, NC
    Posted on March 24th, 2021 04:10 PM
    Skip and the team at Highlands Mortgage are true professionals. Skip has helped my clients either as first time home buyers or investors and always gives them great advice and education throughout the home buying process. Skip is a valued partner...
    read more
  • Encompass
    S
    Steven H
    Charlotte, NC
    Posted on March 21st, 2021 01:49 PM
    Great communication along the process.
  • Encompass
    L
    Lisa W
    Charlotte, NC
    Posted on March 19th, 2021 01:11 PM
    I can always count on Skip to take great care of my clients from start to finish!
  • Encompass
    P
    Phillip T
    Matthews, NC
    Posted on March 13th, 2021 11:19 AM
    Skip was great to work with! I’ve used him a few times and have always enjoyed the experience!
  • Encompass
    J
    Julie L
    Charlotte, NC
    Posted on March 4th, 2021 01:34 PM
    Great experience!
  • Encompass
    R
    Robert L
    Monroe, NC
    Posted on March 2nd, 2021 10:56 AM
    Skip was extremely helpful, friendly and communicative.
  • 281–290 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.