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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    S
    Salim A K
    Charlotte, NC
    Posted on July 10th, 2023 11:15 AM
    Speed to transaction; frictionless process and technology platform; clear, frequent communication along each step of the process that was incredibly responsive and also proactive; good understanding of client goals and objectives that led to...
    read more
  • Encompass
    D
    Danielle E
    Salisbury, NC
    Posted on July 5th, 2023 11:21 AM
    Very on top Of details and helpful at problem solving
  • Encompass
    J
    James M W
    Salisbury, NC
    Posted on July 3rd, 2023 12:45 PM
    Very easy, smooth, streamline process. Skip was very professional and kind which made the process even easier. We have been thru the mortgage process several times, this was by far the easiest, thanks!
  • Encompass
    K
    Kristin T
    Mooresville, NC
    Posted on July 1st, 2023 04:22 PM
    Skip is a true professional and has a wide range of industry knowledge. He is a great problem solver with creative solutions for any bumps in the road if they arise. Skip's easy going personality make my clients feel like they have made a friend....
    read more
  • Encompass
    L
    Laina K
    Charlotte, NC
    Posted on June 24th, 2023 02:03 PM
    Skip responds quickly and with the best guidance!
  • Encompass
    J
    Jeremy C B
    Huntersville, NC
    Posted on June 17th, 2023 02:25 PM
    Great communication throughout the process
  • Encompass
    J
    Jennifer J B
    Huntersville, NC
    Posted on June 15th, 2023 06:41 PM
    Skip was so accessible and helpful throughout the whole process. We appreciated the high level of consistent communication and proactive support!
  • Encompass
    C
    Catherine H
    Huntersville, NC
    Posted on June 13th, 2023 11:21 AM
    Clients were pleased with the service Skip provided.
  • Encompass
    J
    Jill C
    Charlotte, NC
    Posted on May 30th, 2023 12:16 PM
    Skip and his team always make the process smooth. It is a pleasure working with him.
  • Encompass
    T
    Thomas W S
    Charlotte, NC
    Posted on May 15th, 2023 11:11 AM
    Always available and great communication
  • 111–120 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.