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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    R
    Rachel P
    Pineville, NC
    Posted on December 1st, 2023 02:17 AM
    Skip was extremely thorough. My client had all her questions answered and I was kept in the loop at all times!
  • Encompass
    J
    Jeffrey S H
    Charlotte, NC
    Posted on October 9th, 2023 01:13 PM
    Skip works diligently to make this process so easy and manageable.
  • Encompass
    K
    Katherine K G
    Charlotte, NC
    Posted on September 30th, 2023 10:40 AM
    Skip is wonderful to work with. He is always responsive and very knowledgable. I would recommend every time.
  • Encompass
    M
    Margaret R L
    Charlotte, NC
    Posted on September 9th, 2023 01:44 PM
    I was kept informed every step of the way. Everyone was a pleasure to work with. Would recommend Highlands to everyone. Thanks for making my home buying experience a pleasure.
  • Encompass
    M
    Mark B
    Matthews, NC
    Posted on August 22nd, 2023 12:44 PM
    Skip is amazing. He has an expert hand at the wheel to help navigate all the difficulties of buying a home in this market. He is knowledgeable and patient and everything you’d hope for in a loan officer. I am looking forward to working with...
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  • Encompass
    L
    Lisa G W
    Charlotte, NC
    Posted on August 11th, 2023 12:38 PM
    Skip is always so pleasant to work with and gets the job done! I highly recommend him and his team.
  • Encompass
    L
    Lauren N P
    Charlotte, NC
    Posted on August 10th, 2023 06:11 PM
    Skip was always quick to respond and so helpful throughout the process!
  • Encompass
    C
    Clark E J
    Charlotte, NC
    Posted on August 9th, 2023 07:03 PM
    Open lines of communication. There are many time-sensitive items, and Skip and his team were always available to get us what we needed.
  • Encompass
    B
    Brian C
    Sugar Mountain, NC
    Posted on July 18th, 2023 01:47 AM
    Skips entire team was extremely helpful.
  • Encompass
    A
    Angela C
    Sugar Mountain, NC
    Posted on July 17th, 2023 11:21 AM
    The transaction went very smoothly without any issues
  • 101–110 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.