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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    J
    Janelle L
    Charlotte, NC
    Posted on May 15th, 2023 11:08 AM
    Thanks so much Skip! It was great to work with you!
  • Encompass
    J
    John S A
    Charlotte, NC
    Posted on May 15th, 2023 03:05 AM
    👍👍👍👍👍👍👍👍👍👍👍
  • Encompass
    B
    Bryan R
    Charlotte, NC
    Posted on May 8th, 2023 11:11 AM
    Great and timely communication. Easy application process and great problem solving. Very user friendly experience.
  • Encompass
    S
    Stephanie W R
    Charlotte, NC
    Posted on May 8th, 2023 01:58 AM
    Problem-solving ability
  • Encompass
    T
    Tanner W F
    Stanfield, NC
    Posted on May 2nd, 2023 05:08 PM
    Skip kept us informed and when we wanted more information procured and explained said information efficiently.
  • Encompass
    E
    Erica W F
    Stanfield, NC
    Posted on April 29th, 2023 11:50 AM
    Quick response
  • Encompass
    M
    Matthew J M
    Indian Trail, NC
    Posted on April 29th, 2023 11:13 AM
    My wife did it all. I just signed the docs.
  • Encompass
    J
    James C A
    Charlotte, NC
    Posted on April 24th, 2023 12:16 PM
    Skip and his team made this process very easy to understand - as a fist time home buyer it was definitely a confusing and stressful process but the Highlands team made it go as smoothly as possible!
  • Encompass
    W
    William L H
    York, SC
    Posted on April 23rd, 2023 08:10 PM
    Very helpful & readily available. Excellent service.
  • Encompass
    C
    Christina G
    York, SC
    Posted on April 21st, 2023 11:29 AM
    Skip and his team got the job done. I hardly heard from them which is a positive because that meant he was communicating directly with the clients. The clients seemed happy and we were not delayed in closing.
  • 121–130 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.