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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    S
    Scotty W
    Charlotte, NC
    Posted on February 26th, 2024 07:06 PM
    Skip was great!
  • Encompass
    S
    Shanda B
    Charlotte, NC
    Posted on February 23rd, 2024 04:42 PM
    This was my first time working with Skip and he was extremely communicative, which made my work much easier. When we had issues, Skip would brainstorm and offer up ideas from lending side. He was a great partner and I would hands down recommend...
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  • Encompass
    K
    Katherine K G
    Charlotte, NC
    Posted on February 1st, 2024 01:30 PM
    Skip is incredible. Always on top of everything and very responsive.
  • Encompass
    K
    Kevin M S
    Charlotte, NC
    Posted on January 12th, 2024 02:26 PM
    Skip always helpful along the way.
  • Encompass
    L
    Lisa W
    Charlotte, NC
    Posted on January 10th, 2024 03:28 AM
    Skip works hard to make the process easy. The communication is always excellent and the team gets the job done!
  • Encompass
    M
    Merritt M P
    Charlotte, NC
    Posted on January 1st, 2024 08:32 PM
    Enjoyed working with Skip. He found the financing.
  • Encompass
    D
    Dennis L M
    Waxhaw, NC
    Posted on December 31st, 2023 05:00 PM
    Skip was very detailed and kept me informed all the way through. He was great! Thank you for having such a great guy working for your company.
  • Encompass
    A
    Arsen A
    Lake Wylie, SC
    Posted on December 23rd, 2023 12:11 PM
    Process went smoothly and Skip was extremely helpful.
  • Encompass
    C
    Christie H
    Charlotte, NC
    Posted on December 2nd, 2023 02:15 PM
    Thank you!
  • Encompass
    S
    Susan H
    Pineville, NC
    Posted on December 2nd, 2023 01:39 PM
    Skip was patient with me throughout the whole process and answered all my silly questions. I would highly recommend!
  • 91100 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.