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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    L
    Lisa G W
    Charlotte, NC
    Posted on June 22nd, 2024 01:45 AM
    Skip is always great - highly recommend him!
  • Encompass
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    Nicholas J K
    Charlotte, NC
    Posted on May 6th, 2024 12:07 PM
    Skip was amazing the whole time. He really knows what he’s doing, and you can tell he’s on your side throughout the process. Keeping in contact with me, calling often with up dates, and answering my calls. The guy is just great at what he does....
    read more
  • Encompass
    H
    Harriett D B
    Monroe, NC
    Posted on April 29th, 2024 01:37 PM
    Skip was very friendly and professional, and very patient to answer all my questions and explain everything as we went along. All this created a very smooth closing on the homes in question. Would definitely recommend.
  • Encompass
    J
    Jeffrey R M
    Matthews, NC
    Posted on April 27th, 2024 01:37 PM
    Communication, always making sure that I was kept in the loop and informed.
  • Encompass
    J
    Joshua J S
    Boiling Springs, SC
    Posted on March 28th, 2024 11:25 AM
    As always Skip and team was a pleasure to work with.
  • Encompass
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    Carla C M
    Charlotte, NC
    Posted on March 22nd, 2024 10:40 PM
    I really enjoyed working with Skip and his team (Mary Ann). They were both on top of things and easy to communicate with.
  • Encompass
    C
    Carol K
    Charlotte, NC
    Posted on March 21st, 2024 11:58 AM
    Fantastic follow up during the entire transaction!
  • Encompass
    D
    David R
    Charlotte, NC
    Posted on March 17th, 2024 11:43 PM
    Communication, attention to detail, advice
  • Encompass
    S
    Stephanie W R
    Charlotte, NC
    Posted on March 1st, 2024 02:36 PM
    The loan process was quick and efficient.
  • Encompass
    B
    Bryan R
    Charlotte, NC
    Posted on March 1st, 2024 11:22 AM
    Great service!
  • 8190 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.