Top 5%
Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...
University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
No hassles, no headaches and great service.
Reply from Owner
September 19th, 2025 03:05 PM
I'm pleased to hear about your smooth experience, Sheila. Providing hassle-free and great service is always my aim. Thank you for choosing Ruoff Mortgage, and I appreciate your feedback!
Timing was miraculous.
Reply from Sheri Watkins, Ruoff Mortgage
September 2nd, 2025 04:38 PM
I'm so happy we could get this done so quickly and that timing worked out! Please share with your friends and family that may need a future mortgage! I would love to help them too!
Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Diana G
Reply from Owner
September 2nd, 2025 04:38 PM
Thank you Di! Always love working with you!
Everything was thorough and smooth. Sheri is spectacular and I will recommend her to everyone!!
Reply from Sheri Watkins
August 13th, 2025 04:37 PM
I'm so pleased to hear that you found everything thorough and smooth, Diana. Your kind words mean a lot, and it's wonderful to know you'd recommend me to others. It was a joy assisting you with your mortgage needs at Ruoff Mortgage. Thank you...
read more
Sheri consistantlymade me feel extremely comfortable during this process. As a first time homeowner i had many many questions and fears coming in. I couldn't have asked for a better experience. Sheri was so quick and kind to address my needs...
read more
Reply from Owner
June 20th, 2025 04:09 PM
You were the best to work with!
Sheri consistantlymade me feel extremely comfortable during this process. As a first time homeowner i had many many questions and fears coming in. I couldn't have asked for a better experience. Sheri was so quick and kind to address my needs...
read more
Reply from Sheri Watkins, Ruoff Mortgage
June 17th, 2025 08:02 PM
I'm thrilled to hear that you felt comfortable throughout the process. It was a pleasure assisting you as a first-time homeowner, and I'm glad I could address your questions and concerns promptly. Thank you for your kind words, and congratulations...
read more
I had no issues, Sheri was easy to contact when I had questions
Reply from Sheri Watkins, Ruoff Mortgage
June 17th, 2025 08:02 PM
I'm glad to hear that you found it easy to reach me when you had questions, Brooke. It's important to me that the process is smooth and straightforward for you. Thank you for your feedback!
Sheri Watkins went above and beyond to find a solution to every little issue we ran into. At the end of the day, she found solutions that worked! Highly recommend her!
Reply from Owner
June 17th, 2025 08:03 PM
Amy,
I'm thrilled to hear that I could assist you successfully and find solutions that met your needs. Thank you for your kind words and recommendation. It was a pleasure working with you! I look forward to our next transaction!
Sheri Watkins went above and beyond to find a solution to every little issue we ran into. At the end of the day, she found solutions that worked! Highly recommend her!
Reply from Sheri Watkins, Ruoff Mortgage
June 17th, 2025 08:03 PM
Thank you George! It was my pleasure to help you!!!
Everyone involved in the process was great and we would highly recommend to friends and famil.
Reply from Sheri Watkins, Ruoff Mortgage
June 17th, 2025 08:04 PM
I'm thrilled to hear that you had a great experience with us. It was a pleasure assisting you, and I appreciate your willingness to recommend us to your friends and family. Thank you for choosing Ruoff Mortgage!
41–50 of 93
About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)
Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
View All
Gallery
Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
View All
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us