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Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...
University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
Location & Business Hours
Business Hours
Wed
24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Sheri was great to work with. look forward to dealing with her again in the future.
Reply from Sheri Watkins, Ruoff Mortgage
December 8th, 2025 04:16 PM
Thanks Ryan! It truly was my pleasure! Happy Holidays in your new home!
Very quick and easy process
Reply from Sheri Watkins, Ruoff Mortgage
December 8th, 2025 04:16 PM
It was my pleasure to work with you! Happy Holidays!
Working with Sheri was truly outstanding. I drove down from out of state, had never met anyone in Panama City before, and yet one month later I’m a homeowner — that’s how smooth and stress-free she made the entire loan process. Her efficiency,...
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Reply from Owner
December 8th, 2025 04:18 PM
It's incredibly rewarding to hear your experience was so smooth and stress-free, C. Navigating the loan process remotely can be challenging, so I'm glad I could make purchasing your home from Indiana feel effortless. Your trust and willingness...
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Constant communications & alerts as to what was needed from for the loan process.
Reply from Sheri Watkins
November 28th, 2025 07:17 PM
I appreciate your feedback, Charles. Keeping you informed with constant communications and alerts throughout the loan process is important to me. Thank you for taking the time to share your thoughts, and I'm glad I could assist you with your...
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Sheri was knowledgeable and extremely helpful. She was great to work with and I really believe she did what she could to get us the best experience possible.
Reply from Sheri Watkins, Ruoff Mortgage
September 25th, 2025 03:10 PM
It's encouraging to read your thoughts, Casey. I'm glad my knowledge and efforts contributed positively to your experience. Providing the best possible assistance is always my aim, so I'm pleased that came through in our work together. I really...
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Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Michael C
Reply from Owner
September 19th, 2025 03:03 PM
Thank you so much Michael! It was my pleasure to work with you!
Sheri is a fantastic person and made the whole loan process very easy. she was very informative and quick to respond to my questions and concerns. Everything went as planned and when I need snother another loan, I sill be teachung out to Sheri...
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Reply from Sheri Watkins, Ruoff Mortgage
September 19th, 2025 03:03 PM
I'm glad to hear that the loan process was straightforward and that you found my communication helpful, Michael. It's important to me to provide clear and prompt responses, so I'm pleased this made a difference for you. Whenever you need assistance...
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Quick and clear communication
Reply from Sheri Watkins, Ruoff Mortgage
September 19th, 2025 03:04 PM
Thank you for highlighting the quick and clear communication, Brian. I appreciate your feedback and value your trust in my services at Ruoff Mortgage.
This was the best mortgage experience iI have had to date. Sheri is absolutely wonderful. Informative, quick to respond, no hassles.
Reply from Sheri Watkins, Ruoff Mortgage
September 19th, 2025 03:04 PM
It's rewarding to know that you found this to be the best mortgage experience you've had, Ann. I’m glad I could provide prompt, informative assistance without any hassles. Thank you for your kind words and for trusting me with your mortgage...
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The frequent communication regardimg progress/status was excellent.
Reply from Sheri Watkins
September 16th, 2025 08:12 PM
It's great to know that you appreciated the frequent communication about your progress and status, Thomas. Ensuring clear and consistent updates is a priority for me, and I'm glad it made a positive impact on your experience. Thank you for...
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About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
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Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)
Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
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Gallery
Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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