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Sheri Watkins, Ruoff Mortgage
Senior Loan Officer | NMLS# 279665 | Ruoff Mortgag...
University of St. Francis
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor ... Show More
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Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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Reviews from Web
Attention to detail and responsiveness. Made the process smooth no complications.
Reply from Sheri Watkins, Ruoff Mortgage
April 20th, 2026 02:03 PM
I'm grateful for your kind words, Jeff. I'm pleased that my attention to detail and responsiveness helped make the process smooth for you. If you ever have more questions or need further assistance, feel free to reach out. Always a pleasure...
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Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from Jordan S
Reply from Owner
April 20th, 2026 02:03 PM
Thank you for the excellent rating, Jordan. I'm grateful for your support and am here if you need anything in the future.
Sheri went above and beyond. She made every step enjoyable. if I could buy 10 more houses, I'd use Sheri!
Reply from Sheri Watkins, Ruoff Mortgage
April 17th, 2026 06:43 PM
Well, what do you say to that! Let's get to it! It was my pleasure. Enjoy your new home with your perfect little family!
Sheri was knowledgable responsive and great to work with. She was able to commit to and complete our closing in 13 calendar days from offer which was one of the differentiators that set our offer aside from the others.
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Reply from Sheri Watkins
April 17th, 2026 06:44 PM
Thank you for your kind words, Michael. I'm glad I could play a role in making your closing process smooth and efficient. It's appreciated to know that the quick timeline helped set your offer apart. If you need anything else, I'm here to assist....
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Sheri Watkins, Ruoff Mortgage has received a review with 5 star rating from StaticMisfire
Reply from Owner
April 7th, 2026 11:57 PM
I appreciate your positive rating, StaticMisfire. If there's anything more I can do for you, please let me know.
Sheri was great to work with. She kept us up to date on everything, was super friendly, and knowledgeable . Greatly appreciate all the help from her.
Reply from Sheri Watkins, Ruoff Mortgage
March 27th, 2026 03:11 PM
I’m glad to hear that you valued my communication and knowledge, Patrick. Keeping you informed and being a friendly resource throughout the process was important to me. Your appreciation is much valued, and if there's anything more I can do...
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excellent to workwith
Reply from Owner
March 26th, 2026 01:24 PM
I appreciate your feedback, Ida. It was a pleasure working with you, ensuring a smooth experience. If you have any further questions or need assistance in the future, feel free to reach out.
communication was key and miss sheri done just that with me
Reply from Sheri Watkins
March 27th, 2026 03:17 PM
I'm pleased to hear that the communication met your expectations, Ida. Ensuring clear and effective communication is something I prioritize, so I'm glad it made a positive impact on your experience. If you need further assistance or have additional...
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She answerd all my questions no matter what time of the day it was
Reply from Sheri Watkins
March 2nd, 2026 04:03 PM
It's great to hear that you felt supported, Madison. Being available to address your questions at any time was important to me. Thank you for sharing your experience, and if you have more questions or need further assistance, I'm here to help....
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easy......
Reply from Sheri Watkins, Ruoff Mortgage
February 2nd, 2026 03:58 PM
Thank you for the five-star rating, Matt. I'm glad you found the process straightforward. If there's anything more I can assist you with, feel free to reach out.
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About
Serving the Greater Cincinnati area and Southwest Florida, I specialize in residential mortgage lending for First-time homebuyers, Conventional, FHA, VA, USDA, New Construction, Second-home purchases, Cash-out Refinances, and DSCR Investor Loans. My goal is to make the mortgage process simple, transparent, and as stress-free as possible. I believe buying or refinancing a home is a major financial decision, which is why I prioritize honesty, trust, clear communication, and reliable guidance. Whether you’re purchasing your first home, building a new home, investing, or refinancing, I’m committed to providing personalized mortgage solutions and exceptional customer service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
Mortgage Lender
Down Payment Assistance
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
First Time Homebuyers
Down Payment Assistance
1/1 Year Arm Buydown Program
New Construction Products
USDA, FHA, VA
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Education
- University of St. FrancisFinance & Real EstateBachelor of Business Administration (BBA)
Positions
- Ruoff Mortgage - Senior Loan OfficerNov 17th, 2017 - Current
Memberships
- Cape Coral Chamber of Commerce, Women's Council of Realtors
- Women's Council of Realtors
- Women's Council of Realtors, CABR, RPCRA, Cape Coral Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1994
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 279665
- KY - MC72811
- OH - MLO.025193.002
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Gallery
Achievements
- Fairfield High School Hall of Fame Class of 1985
Hobbies
- Boating, Concerts & Horseracing
- Attending any sporting event!
- Wine & Food Enthusiast
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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