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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker


Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Shelley was fantastic! she responded quickly to any questions and always had our best interest in mind! We very much enjoyed our experience!
Reply from Shelley Rhoades
April 15th, 2026 08:28 PM
I'm glad to hear you enjoyed working with me, Marissa. I appreciate your kind words and am happy I could respond quickly to your questions and prioritize your best interest. If you need any further assistance, please feel free to reach out.
We love Shelley and are so grateful for getting to work with her! She made herself available always. She made our first and second home buying experience so much easier knowing she was always looking out for us.
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Reply from Shelley Rhoades
April 14th, 2026 06:54 PM
I'm grateful for your kind words, West. It's appreciated to hear that I could make your home buying experiences easier and be there for you throughout the process. If you ever need anything else, please don't hesitate to reach out.
Shelley and team were great!
Reply from Shelley Rhoades
April 9th, 2026 06:40 PM
Your kind words are much appreciated, Kristen. I'm pleased to know that you had a positive experience. If there's ever anything more I can assist you with, don't hesitate to let me know.
Shelley and her team are incredibly responsive and knowledgeable.
Shelley and her team are incredibly responsive and knowledgeable. This is now our 5th loan with Shelley and each time she brings the same consistency, professionalism and thoroughness, making the process seamless!
Reply from Shelley Rhoades
April 8th, 2026 03:49 PM
Ryan, thank you for taking the time to share your experiences. I'm grateful for your continued trust over the years. It's important to me to maintain consistency and professionalism with each transaction. If there's ever anything more you need...
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Couldn't be happier with my rate! Thanks Shelley and team
Reply from Shelley Rhoades
April 7th, 2026 01:28 PM
I appreciate your feedback, Scott. I'm glad to hear you're pleased with the rate we secured for you. If you have any further questions or need assistance, feel free to reach out anytime.
Shelley was great at explaining the ins and outs of the process and loan and was very responsive to questions.
Reply from Shelley Rhoades
April 6th, 2026 07:28 PM
Thank you, Jessica, for your kind review. I'm glad to hear that my explanations and responsiveness were helpful to you throughout the loan process. If you ever have more questions or need further assistance, please don't hesitate to reach out....
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Shelley always goes above and beyond to make these processes as easy as possible for her customers.
Reply from Shelley Rhoades
March 16th, 2026 02:14 PM
I genuinely appreciate your thoughtful review, John. It's important to me that I make the loan process as seamless as possible for you and others. If there’s anything more you need or any questions you have, please feel free to reach out.
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Derek W
Reply from Owner
March 2nd, 2026 05:56 PM
Thank you for the review Derek!
Great job!!
Reply from Shelley Rhoades
March 9th, 2026 04:11 PM
Thank you, Derek, for your positive feedback. It's always rewarding to know that my efforts are recognized. If there’s anything else you need or any questions you have, feel free to reach out to me directly.
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987

- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985

Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
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Videos




Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149