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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
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    Marissa O
    WINDSOR, CO
    Posted on April 5th, 2026 08:27 PM
    Shelley was fantastic! she responded quickly to any questions and always had our best interest in mind! We very much enjoyed our experience!
    Reply from Shelley Rhoades
    April 15th, 2026 08:28 PM
    I'm glad to hear you enjoyed working with me, Marissa. I appreciate your kind words and am happy I could respond quickly to your questions and prioritize your best interest. If you need any further assistance, please feel free to reach out.
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    West M
    ROUND ROCK, TX
    Posted on April 3rd, 2026 11:50 PM
    We love Shelley and are so grateful for getting to work with her! She made herself available always. She made our first and second home buying experience so much easier knowing she was always looking out for us.
    read more
    Reply from Shelley Rhoades
    April 14th, 2026 06:54 PM
    I'm grateful for your kind words, West. It's appreciated to hear that I could make your home buying experiences easier and be there for you throughout the process. If you ever need anything else, please don't hesitate to reach out.
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    Kristen A M
    LOVELAND, CO
    Posted on March 30th, 2026 06:39 PM
    Shelley and team were great!
    Reply from Shelley Rhoades
    April 9th, 2026 06:40 PM
    Your kind words are much appreciated, Kristen. I'm pleased to know that you had a positive experience. If there's ever anything more I can assist you with, don't hesitate to let me know.
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    Ryan S
    Posted on March 29th, 2026 03:49 PM
    Shelley and her team are incredibly responsive and knowledgeable.
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    Ryan S
    Stevens Point, WI
    Posted on March 29th, 2026 03:48 PM
    Shelley and her team are incredibly responsive and knowledgeable. This is now our 5th loan with Shelley and each time she brings the same consistency, professionalism and thoroughness, making the process seamless!
    Reply from Shelley Rhoades
    April 8th, 2026 03:49 PM
    Ryan, thank you for taking the time to share your experiences. I'm grateful for your continued trust over the years. It's important to me to maintain consistency and professionalism with each transaction. If there's ever anything more you need...
    read more
  • Encompass
    S
    Scott G
    FORT COLLINS, CO
    Posted on March 28th, 2026 01:28 PM
    Couldn't be happier with my rate! Thanks Shelley and team
    Reply from Shelley Rhoades
    April 7th, 2026 01:28 PM
    I appreciate your feedback, Scott. I'm glad to hear you're pleased with the rate we secured for you. If you have any further questions or need assistance, feel free to reach out anytime.
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    Jessica A S
    BROOMFIELD, CO
    Posted on March 25th, 2026 10:32 PM
    Shelley was great at explaining the ins and outs of the process and loan and was very responsive to questions.
    Reply from Shelley Rhoades
    April 6th, 2026 07:28 PM
    Thank you, Jessica, for your kind review. I'm glad to hear that my explanations and responsiveness were helpful to you throughout the loan process. If you ever have more questions or need further assistance, please don't hesitate to reach out....
    read more
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    John M
    FORT COLLINS, CO
    Posted on March 5th, 2026 04:08 PM
    Shelley always goes above and beyond to make these processes as easy as possible for her customers.
    Reply from Shelley Rhoades
    March 16th, 2026 02:14 PM
    I genuinely appreciate your thoughtful review, John. It's important to me that I make the loan process as seamless as possible for you and others. If there’s anything more you need or any questions you have, please feel free to reach out.
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    Derek W
    Posted on February 27th, 2026 04:10 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Derek W
    Reply from Owner
    March 2nd, 2026 05:56 PM
    Thank you for the review Derek!
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    Derek W
    EATON, CO
    Posted on February 27th, 2026 04:10 PM
    Great job!!
    Reply from Shelley Rhoades
    March 9th, 2026 04:11 PM
    Thank you, Derek, for your positive feedback. It's always rewarding to know that my efforts are recognized. If there’s anything else you need or any questions you have, feel free to reach out to me directly.
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    video
    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149