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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
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0%
1 Star
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Reviews from Web
  • Encompass
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    Kathy N W
    Barrington, IL
    Posted on October 27th, 2026 03:24 PM
    I would say it was a good experienice but that wasint a choice
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    Bernie S
    SAINT CHARLES, IL
    Posted on October 16th, 2026 02:14 PM
    Always available to answer any questions that come up & guide us thru the options available to respond. Constant communication with all parties to keep everyone updated. Excellent Service.
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    John M G
    SYCAMORE, IL
    Posted on October 8th, 2026 03:13 PM
    Shelley has been outstanding. We appreciate how she manages everything and communicates so well. She is the best.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    October 19th, 2026 03:59 PM
    John, I appreciate your kind words and am happy to know that you value my management and communication. It's great to have been able to support you through the process with Flat Branch Home Loans.
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    M
    Manuel E R
    BELVIDERE, IL
    Posted on September 25th, 2026 12:28 PM
    Everything was fast and easy ! Your team always was available to anwes any of my questions .
    Reply from Shelley Rhoades
    October 5th, 2026 02:35 PM
    Manuel, I'm glad to hear that you found the process fast and easy. It's important to me and my team at Flat Branch Home Loans to be available for any questions you have.
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    Maria B
    GREELEY, CO
    Posted on September 15th, 2026 08:48 PM
    Krista was very personable and kind. She helped us out with all of our questions. I appreciatated so much the communication and all of her help!!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 15th, 2026 08:54 PM
    Maria, I'm pleased to hear that you found Krista personable and kind in addressing your questions. At Flat Branch Home Loans, we strive to maintain clear communication and provide helpful support throughout the process. If there's anything...
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    Andrea A
    GREELEY, CO
    Posted on September 15th, 2026 04:16 PM
    Krista has set the bar so high for me on expectations of lenders. She is prompt, thorough and very patient with all of my clients. I love working with her!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 15th, 2026 08:54 PM
    Andrea, I'm pleased to hear that Krista has provided such a positive experience for you and your clients. It's great to know that Flat Branch Home Loans has set high standards through her promptness and patience.
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    Mary A O
    Fort Collins, CO
    Posted on September 11th, 2026 01:34 PM
    It is always great when my buyers work with Shelley Rhoades and her team at Flat Branch. Her dedication to details and customer service ensures a smooth transaction and getting over the finish line at the closing table.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 15th, 2026 08:55 PM
    Mary, I'm pleased to hear that you and your buyers have had smooth transactions with me and my team at Flat Branch Home Loans. Your acknowledgment of our dedication to detail and customer service is greatly appreciated. As well every transaction...
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    Michael B
    GREELEY, CO
    Posted on September 10th, 2026 07:57 PM
    We had a very easy and clear path to set up our mortgage and had all the help we needed and more!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 15th, 2026 08:57 PM
    Michael, I'm pleased to hear that setting up your mortgage with Flat Branch Home Loans was easy and clear. It's wonderful to know that you felt well supported throughout the process.
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    Ryan D
    JOHNSTOWN, CO
    Posted on September 3rd, 2026 12:13 AM
    Shelley was fantastic to work with throughout the entire process! She was very knowledgeable and helpful with answering any and all questions we had.
    Reply from Shelley Rhoades
    September 14th, 2026 02:20 PM
    Ryan, I appreciate your kind words and am glad to hear that you found my knowledge and assistance helpful during the process. It's great to know that working together was a positive experience for you.
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    Samantha M H
    FORT COLLINS, CO
    Posted on September 1st, 2026 02:53 PM
    Shelley was extremely reaponsive and attentive to our needs. She truly delivered on every point as a lender. Her team was helpful and patient through the entire process from start to finish. Thank you Shelley and Team we are so thrilled to...
    read more
    Reply from Shelley Rhoades
    September 11th, 2026 02:54 PM
    Samantha, I'm grateful for your kind words and happy to hear that you found my responsiveness and attention helpful throughout the process. It's wonderful to know that my team and I could support you in starting this exciting new chapter in...
    read more
  • 1–10 of 158
    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149