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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Everything was fast and easy ! Your team always was available to anwes any of my questions .
Reply from Shelley Rhoades
October 5th, 2026 02:35 PM
Manuel, I'm glad to hear that you found the process fast and easy. It's important to me and my team at Flat Branch Home Loans to be available for any questions you have.
Krista was very personable and kind. She helped us out with all of our questions. I appreciatated so much the communication and all of her help!!
Reply from Shelley Rhoades Mortgage Loan Offic...
September 15th, 2026 08:54 PM
Maria, I'm pleased to hear that you found Krista personable and kind in addressing your questions. At Flat Branch Home Loans, we strive to maintain clear communication and provide helpful support throughout the process. If there's anything...
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Krista has set the bar so high for me on expectations of lenders. She is prompt, thorough and very patient with all of my clients. I love working with her!
Reply from Shelley Rhoades Mortgage Loan Offic...
September 15th, 2026 08:54 PM
Andrea, I'm pleased to hear that Krista has provided such a positive experience for you and your clients. It's great to know that Flat Branch Home Loans has set high standards through her promptness and patience.
It is always great when my buyers work with Shelley Rhoades and her team at Flat Branch. Her dedication to details and customer service ensures a smooth transaction and getting over the finish line at the closing table.
Reply from Shelley Rhoades Mortgage Loan Offic...
September 15th, 2026 08:55 PM
Mary, I'm pleased to hear that you and your buyers have had smooth transactions with me and my team at Flat Branch Home Loans. Your acknowledgment of our dedication to detail and customer service is greatly appreciated. As well every transaction...
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We had a very easy and clear path to set up our mortgage and had all the help we needed and more!
Reply from Shelley Rhoades Mortgage Loan Offic...
September 15th, 2026 08:57 PM
Michael, I'm pleased to hear that setting up your mortgage with Flat Branch Home Loans was easy and clear. It's wonderful to know that you felt well supported throughout the process.
Shelley was fantastic to work with throughout the entire process! She was very knowledgeable and helpful with answering any and all questions we had.
Reply from Shelley Rhoades
September 14th, 2026 02:20 PM
Ryan, I appreciate your kind words and am glad to hear that you found my knowledge and assistance helpful during the process. It's great to know that working together was a positive experience for you.
Shelley was extremely reaponsive and attentive to our needs. She truly delivered on every point as a lender. Her team was helpful and patient through the entire process from start to finish. Thank you Shelley and Team we are so thrilled to...
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Reply from Shelley Rhoades
September 11th, 2026 02:54 PM
Samantha, I'm grateful for your kind words and happy to hear that you found my responsiveness and attention helpful throughout the process. It's wonderful to know that my team and I could support you in starting this exciting new chapter in...
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Shelley and her team were up to the minute on everything. Great communication and she delivered as promised!
Reply from Shelley Rhoades
September 28th, 2026 07:30 PM
Randy, I'm pleased to hear that you appreciated the prompt communication and delivery of promises from me and my team at Flat Branch Home Loans. Your feedback means a lot to us.
Shelley and her teams expertise made me feel at ease with the entire process. They were always available for questions and answered them thoroughly. It made navigating the entire process easy.
Reply from Shelley Rhoades
September 7th, 2026 06:09 PM
Jennifer, I'm glad to hear that my team's expertise helped make the process easy for you. We always strive to be available and thorough in answering questions, so your feedback is truly appreciated. Thank you for sharing your experience!
You took care of the Buyer
Reply from Shelley Rhoades Mortgage Loan Offic...
August 24th, 2026 03:56 PM
Jane - It was a pleasure working alongside you to help our client meet their real estate needs and goals. You were a great communicator and stayed on top of the transaction the whole time. I hope we have an opportunity to work together again....
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987
- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985
Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
Gallery
Videos
Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149