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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker


Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Shelley was very responsive patient and helpful guiding us through this process.
Reply from Shelley Rhoades
June 22nd, 2026 04:52 PM
I'm glad to hear that you found my guidance helpful and that I could be responsive and patient throughout the process, Stephen. If you have any more questions or need further assistance, please feel free to reach out.
Shelley is amazing! She was there for us throughout our home search and made sure that we were well taken care of.
Reply from Shelley Rhoades
June 8th, 2026 03:18 PM
Thank you for your kind words, Crystal. I'm pleased to know that I could support you throughout your home search and ensure you felt well taken care of. If there's anything else I can assist you with, just let me know.
Shelley was so prompt with everything and always looking out for our best interests.
Reply from Shelley Rhoades
May 29th, 2026 03:07 PM
I appreciate your feedback, Christopher. It's nice to hear that my promptness and attention to your best interests made a positive impact. If there's anything else you need, please don't hesitate to let me know.
Shelley was an outstanding lender throughout the entire process. From the first conversation to closing day, she was there for us day and night to help us with any questions we had. She truly went above and beyond to make our first time home-buying...
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Reply from Shelley Rhoades
May 25th, 2026 04:30 PM
Thank you so much for your kind words, Vallen. I'm grateful to have been part of your home-buying journey and to hear that my support was helpful throughout the process. It's appreciated to know that you felt informed and supported, and I truly...
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I am so thankful for Shelly!! As a 1st time home owner, I had no idea where to start and was completley overwhelmed. Shelly was so patient, and worked with me to find the best loan options available for my situation. She was available day and...
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Reply from Owner
May 12th, 2026 07:28 PM
I'm glad to hear that everything was communicated clearly and you felt confident in the mortgage loan process, Sarah. If you have any other questions or need assistance, please feel free to reach out.
Everything was well communicated and straightforward
Reply from Shelley Rhoades
May 8th, 2026 01:27 PM
I'm glad to hear that everything was communicated clearly and straightforwardly, Ryan. If you have any other questions or need assistance, please feel free to reach out.
Great communication and very helpful information for a first time homebuyer!
Reply from Shelley Rhoades
May 4th, 2026 09:00 PM
Thank you for your kind words, David. I'm pleased to hear that the communication and information were helpful for you as a first-time homebuyer. If you have any other questions or need further assistance, please feel free to reach out.
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Amber H
Shelley made the whole process easy! we Appreciated the communication, the explanation, and the attention to detail. Shelley was always available to answer any questions and also premptively prepared us for the next steps.
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Reply from Shelley Rhoades
May 1st, 2026 04:51 PM
I'm pleased to hear that I could make the process easy for you, Amber. Your appreciation for the communication and attention to detail means a lot to me. If you have any more questions or need further assistance, please feel free to reach out....
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Shelley was so attentive to answering our questions, keeping us on track, and assuring us throughout the entire process . We especially appreciated the thorough videos she created to better explain each step of the way We can't thank her enough...
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Reply from Shelley Rhoades
April 23rd, 2026 03:16 PM
I'm grateful for your kind words, Katlyne. It's nice to hear that the videos and my attentiveness helped guide you through the process. If you have any more questions or need further assistance, please feel free to reach out.
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987

- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985

Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
Gallery



Videos




Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149