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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
98%
4 Star
2%
3 Star
0%
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0%
1 Star
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Reviews from Web
  • Encompass
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    Stephen M
    PARKER, CO
    Posted on June 11th, 2026 04:01 PM
    Shelley was very responsive patient and helpful guiding us through this process.
    Reply from Shelley Rhoades
    June 22nd, 2026 04:52 PM
    I'm glad to hear that you found my guidance helpful and that I could be responsive and patient throughout the process, Stephen. If you have any more questions or need further assistance, please feel free to reach out.
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    Crystal E P
    WELLINGTON, CO
    Posted on May 29th, 2026 03:17 PM
    Shelley is amazing! She was there for us throughout our home search and made sure that we were well taken care of.
    Reply from Shelley Rhoades
    June 8th, 2026 03:18 PM
    Thank you for your kind words, Crystal. I'm pleased to know that I could support you throughout your home search and ensure you felt well taken care of. If there's anything else I can assist you with, just let me know.
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    Christopher J H
    DURANGO, CO
    Posted on May 19th, 2026 12:30 PM
    Shelley was so prompt with everything and always looking out for our best interests.
    Reply from Shelley Rhoades
    May 29th, 2026 03:07 PM
    I appreciate your feedback, Christopher. It's nice to hear that my promptness and attention to your best interests made a positive impact. If there's anything else you need, please don't hesitate to let me know.
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    Vallen M H
    DURANGO, CO
    Posted on May 14th, 2026 05:04 PM
    Shelley was an outstanding lender throughout the entire process. From the first conversation to closing day, she was there for us day and night to help us with any questions we had. She truly went above and beyond to make our first time home-buying...
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    Reply from Shelley Rhoades
    May 25th, 2026 04:30 PM
    Thank you so much for your kind words, Vallen. I'm grateful to have been part of your home-buying journey and to hear that my support was helpful throughout the process. It's appreciated to know that you felt informed and supported, and I truly...
    read more
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    Sarah C
    Posted on May 8th, 2026 12:05 AM
    I am so thankful for Shelly!! As a 1st time home owner, I had no idea where to start and was completley overwhelmed. Shelly was so patient, and worked with me to find the best loan options available for my situation. She was available day and...
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    Reply from Owner
    May 12th, 2026 07:28 PM
    I'm glad to hear that everything was communicated clearly and you felt confident in the mortgage loan process, Sarah. If you have any other questions or need assistance, please feel free to reach out.
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    Ryan A U
    Johnstown, CO
    Posted on April 28th, 2026 02:42 AM
    Everything was well communicated and straightforward
    Reply from Shelley Rhoades
    May 8th, 2026 01:27 PM
    I'm glad to hear that everything was communicated clearly and straightforwardly, Ryan. If you have any other questions or need assistance, please feel free to reach out.
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    David R H
    DEKALB, IL
    Posted on April 22nd, 2026 02:49 PM
    Great communication and very helpful information for a first time homebuyer!
    Reply from Shelley Rhoades
    May 4th, 2026 09:00 PM
    Thank you for your kind words, David. I'm pleased to hear that the communication and information were helpful for you as a first-time homebuyer. If you have any other questions or need further assistance, please feel free to reach out.
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    Amber H
    Posted on April 21st, 2026 04:51 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Amber H
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    Amber L H
    DEKALB, IL
    Posted on April 21st, 2026 04:51 PM
    Shelley made the whole process easy! we Appreciated the communication, the explanation, and the attention to detail. Shelley was always available to answer any questions and also premptively prepared us for the next steps.
    read more
    Reply from Shelley Rhoades
    May 1st, 2026 04:51 PM
    I'm pleased to hear that I could make the process easy for you, Amber. Your appreciation for the communication and attention to detail means a lot to me. If you have any more questions or need further assistance, please feel free to reach out....
    read more
  • Encompass
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    Katlyne V
    Mesa, AZ
    Posted on April 13th, 2026 03:15 PM
    Shelley was so attentive to answering our questions, keeping us on track, and assuring us throughout the entire process . We especially appreciated the thorough videos she created to better explain each step of the way We can't thank her enough...
    read more
    Reply from Shelley Rhoades
    April 23rd, 2026 03:16 PM
    I'm grateful for your kind words, Katlyne. It's nice to hear that the videos and my attentiveness helped guide you through the process. If you have any more questions or need further assistance, please feel free to reach out.
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149